Sr. Life Claims Examiner

Posted 6 Days Ago
Be an Early Applicant
Hiring Remotely in Lincoln, NE, USA
In-Office or Remote
Senior level
Insurance • Marketing Tech
The Role
Evaluates, analyzes, and adjudicates complex life insurance claims in compliance with applicable laws. Reviews medical and financial documentation, coordinates medical examinations and surveillance, communicates with policyholders and external stakeholders, consults legal and underwriting teams, supports reinsurance recoveries, and performs claims processing activities while meeting operational and customer service targets.
Summary Generated by Built In
Job Summary & Responsibilities

This position uses strong subject matter knowledge to evaluate, analyze, and adjudicate claims in compliance with state and federal laws while providing timely and accurate service to clients. The incumbent works independently and influences others to achieve operational targets and customer retention.

  • Position Location: This position is remote in Nebraska or Ohio and does not require regular in-office presence.

What you do:

  • Evaluates and authorizes disposition of complex claims.
  • Obtains and analyzes medical records and financial documents.
  • Initiates and monitors medical reviews, independent medical examinations, surveillance, and financial reviews.
  • Corresponds with policyholders, attorneys, medical facilities, reinsurers, outside vendors, and insured's employer.
  • Interacts and requests formal written opinions from Legal and Medical/Underwriting departments.
  • Makes decisions on evaluation of claims using judgment, experience, and collaboration with senior associates.
  • Assists with recoveries from reinsurance carriers.
  • Performs all claims processing support functions.

What you bring: 

  • Bachelor’s Degree or equivalent experience required.
  • 1-3 years of related experience required.

What we offer: 

A meaningful mission. Great benefits. A vibrant culture 

Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.

 

At Ameritas, you’ll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don’t: 

 

Ameritas Benefits

For your money: 

  • 401(k) Retirement Plan with company match and quarterly contribution
  • Tuition Reimbursement and Assistance 
  • Incentive Program Bonuses 
  • Competitive Pay 

For your time: 

  • Flexible Hybrid work
  • Thrive Days - Personal time off
  • Paid time off (PTO)

For your health and well-being: 

  • Health Benefits: Medical, Dental, Vision 
  • Health Savings Account (HSA) with employer contribution
  • Well-being programs with financial rewards
  • Employee assistance program (EAP)

For your professional growth: 

  • Professional development programs
  • Leadership development programs
  • Employee resource groups
  • StrengthsFinder Program

 

      For your community:

  • Matching donations program
  • Paid volunteer time– 8 hours per month

 

For your family: 

  • Generous paid maternity leave and paternity leave
  • Fertility, surrogacy and adoption assistance
  • Backup child, elder and pet care support

 

An Equal Opportunity Employer

 

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we’re committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. 

Skills Required

  • Bachelor's degree or equivalent experience
  • 1-3 years of related experience

Ameritas Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ameritas and has not been reviewed or approved by Ameritas.

  • Healthcare Strength — Health coverage—especially dental and vision—is portrayed as robust, with broad in‑network access and plan features that can increase value when providers participate. Options like lifetime deductible designs and an expanded PPO footprint are highlighted as meaningful advantages.
  • Leave & Time Off Breadth — PTO, personal time (e.g., “Thrive days”), and employer‑provided volunteer time create multiple avenues for time away from work. Flexibility around time and location is emphasized as part of the overall package.
  • Parental & Family Support — Paid parental leave alongside fertility, surrogacy, and adoption assistance, plus backup child, elder, and pet care illustrate comprehensive family support. These elements are positioned as standout components of the offering.

Ameritas Insights

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The Company
HQ: Lincoln, NE
2,179 Employees
Year Founded: 1887

What We Do

You may know Ameritas as an insurance, employee benefits and financial services company, but we’re in the business of fulfilling life. What’s fulfilling life? It’s helping people like you plan for the future and protect what you cherish most. It’s getting the most out of life — even at work. It’s making a difference. This kind of work can be gratifying, and it could be right for you.

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