Sr. Director, Assistant General Counsel (Consumer Litigation & Regulatory)

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

Dave is hiring a Senior Director, Assistant General Counsel to lead our litigation and regulatory enforcement defense strategy. This is a senior legal leadership role with broad ownership across consumer litigation, arbitrations, regulatory inquiries, enforcement actions, and other adversarial matters.

You’ll build the systems, processes, and partnerships that help Dave manage legal risk as we continue to scale our products and serve millions of members. This role requires strong judgment, deep consumer financial services expertise, and the ability to advise executives and the Board with clarity in high-stakes moments.

• Lead Dave’s litigation and regulatory enforcement defense practice end to end, including consumer lawsuits, class actions, mass and individual arbitrations, escalated disputes, and agency matters.

• Develop defense and response strategies in partnership with outside counsel, internal legal SMEs, compliance, risk, product, operations, and data teams.

• Manage outside counsel relationships, including staffing, strategy, work product, day-to-day case activity, budgets, and outcomes.

• Prepare clear reporting for senior leadership and the Board on litigation, regulatory matters, trends, risks, strategy, and potential outcomes.

• Lead discovery, litigation holds, insurance coordination, settlement strategy, mediation preparation, and alternative dispute resolution efforts.

• Respond to inquiries, investigations, examinations, and enforcement matters involving agencies such as the CFPB, FTC, SEC, banking regulators, state attorneys general, and state financial regulators.

• Identify litigation and regulatory trends, connect them to operational root causes, and recommend improvements that reduce risk across Dave’s products and member experience.

• Help design policies, procedures, training, and scalable processes that support strong legal risk management as Dave grows.

Your work will help Dave protect the business while staying focused on our mission: giving members better access to financial products without predatory fees. You’ll shape how we respond to complex legal challenges and build durable systems that support responsible growth.

• J.D. from an accredited law school and active bar membership in good standing.

• 12+ years of legal experience, including at least 7 years focused on consumer financial services litigation and regulatory matters.

• Proven experience managing complex litigation from inception through discovery, motion practice, settlement, trial preparation, and resolution.

• Experience with fintech, consumer financial services, class actions, mass arbitration, individual arbitration, and other complex adversarial matters.

• Demonstrated experience managing regulatory inquiries, investigations, examinations, or enforcement actions involving agencies such as the CFPB, FTC, SEC, OCC, FRB, FDIC, state AGs, or state financial regulators.

• Deep knowledge of consumer lending, deposit, overdraft, payments, fintech products, and related legal and regulatory frameworks.

• Strong understanding of TILA, TISA, EFTA, FCRA, GLBA, UDAAP, ROSCA, related regulations, and state consumer protection laws.

• Experience advising executives and Boards on complex litigation and regulatory matters, including strategy, risk, trade-offs, and recommended paths forward.

• Strong negotiation, advocacy, writing, and communication skills.

• Ability to use legal technology, AI, and process improvements to manage legal work efficiently and thoughtfully.

Bonus points for:

• Experience in fintech, digital banking, payments, or financial services technology.

• Experience in both senior law firm and in-house legal roles.

You bring sound judgment, strong ownership, and the ability to make thoughtful recommendations when the facts are complex and the path is not fully defined. You understand how litigation and regulatory strategy connect to member trust, product decisions, operational execution, risk management, and company growth.

You work well across functions and know how to turn legal complexity into clear business guidance. You build trust with stakeholders by communicating directly, listening carefully, and helping teams make better decisions. You also care about systems that hold up over time, not just resolving the issue in front of you.

This role offers meaningful autonomy and visibility. Priorities will evolve as Dave grows, products expand, and the regulatory environment changes. You’ll be expected to bring structure, clarity, and momentum while partnering closely with teams across the business.

• Help build legal infrastructure for a profitable, publicly traded fintech serving millions of members.

• Own a high-impact function with executive and Board-level visibility.

• Work on complex consumer financial services issues at the intersection of litigation, regulation, product, and member impact.

• Join a mission-driven company building better financial access for everyday people.

Ready to build for the underdog?

Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual-first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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