At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.
Summary of the Job:
The Senior Director of Agricultural Credit Risk has the lending authority to approve loans up to an aggregate exposure of $25MM and is responsible for reviewing and guiding the submission of Agricultural loan approvals to the FNNI Loan Committee. This individual is a voting member of the FNNI Loan Committee and of the FNBO/FNNI Special Asset Committees.
About This Role:
- Partner with cross-functional partners, and stakeholders to deliver sustained growth through prudent risk practices.
- Participate in due diligence for Agricultural new and existing customers.
- Review and approve all loan memos with aggregate exposure up to $25MM.
- Monitor Agricultural portfolio quality. Report on relevant portfolio trends to FNBO Credit Leadership and other stakeholders and propose relevant changes in credit policy, concentration limits, risk rating process, as new internal or external trends emerge.
- Partner with credit policy and analytics teams to evolve policy, credit underwriting guidelines, and collateral management requirements.
- Work with Agribusiness leadership to ensure negotiated terms and conditions of all loans adhere to bank policy and guidelines.
- Monitor all exceptions, modifications and change in terms for all loans in the portfolio.
- Work with other Credit Leadership and the business line to identify individuals at the bank that could be possible successors for the role and actively work with them on a development plan.
- Support the business growth, sales and credit activities in the business line.
- Deliver on Credit and FNBO strategic initiatives.
- Represent credit risk management at executive and credit committee meetings (FNNI Credit Policy Committee, FNNI Loan Committee, FNNI/FNBO Special Assets Committee)
The Ideal Candidate for This Role:
- 15+ years of relevant credit risk management or financial services experience required
- Knowledge of commercial loan P&L dynamics and the interaction of business operations, product configuration and the macroeconomic environment
- Demonstrated experience in leading change, with a track record of identifying and implementing opportunities to improve business operations and performance
- Demonstrated success in working across business lines to drive business decisions
- Working knowledge of the applicable laws and regulations that govern lending in a financial institution
- Education Level: Bachelor's Degree, Master’s Degree preferred in finance, economics
Leadership Attributes:
- Strategic Visioning: Defines and articulates the future state through an understanding of internal and external challenges, identifying unique opportunities to create value.
- Creativity & Innovation: Generates or facilitates the generation of new ideas, methods, product, or solutions.
- Assertiveness & Courage: Takes action in the face of challenges, despite fear of failure or feelings of discomfort and uncertainty.
- Change Leadership: Initiates and facilitates organization changes and business transformation.
- Decision Making: Selects a course of action from different alternatives to reduce risk and uncertainty and to create optimal outcomes.
Compensation:
Compensation range (base pay): $144,269.00-$245,257.00
This role may have a specific starting pay within this range.
Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.
Work Environment:
It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation, mentorship, and a vibrant culture where ideas flow freely and relationships flourish. As part of our team, you'll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs.Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.
For additional information regarding compensation and benefits, e-mail FNBO at [email protected]. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.
Job number: R-20260982Equal Opportunity & Belonging:
FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.
Learn more here.
FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.
Click here to download 'EEO is The Law' Self-Print Poster
Click here to download 'EEO is The Law' Supplement for Federal Contractors
Click here to download 'EEO is The Law' GINA Supplement
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC
FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)
Application Deadline:
All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.
Fnbo Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Fnbo and has not been reviewed or approved by Fnbo.
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Retirement Support — Retirement plans include a matching 401(k) with an additional company contribution and other savings programs such as pension, stock bonus, and profit sharing. These features are portrayed as a strong component of total rewards.
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Parental & Family Support — Family supports include paid caregiving time for birth or adoption and for serious family health needs, caregiver leave, new‑parent assistance, and childcare resources. These offerings are highlighted as helpful for employees balancing work and family.
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Leave & Time Off Breadth — Time away is described as generous, combining paid time off with a broad set of observed holidays. Volunteer time off further adds flexibility for personal and community needs.
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What We Do
For more than 165 years, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry. When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities. Today, FNBO has locations in eight states and more than 6.6 million customers across the country. First National of Nebraska and its affiliates have nearly $30 billion in managed assets and 5,000 employee associates. We've come a long way in the last century and a half. As you browse through our site, we think you'll understand why we've been so successful – and why we're so excited about what the future holds for our customers and our organization. Check us out at www.fnbo.com.
