We're looking for a Senior AI Data Scientist to help push Lemonade's pricing models into genuinely new territory. You'll sit within our Data Science Pricing team, working closely with Actuarial and Insurance Product to develop and deploy predictive models across our Home, Renters, Car, and Pet lines — in multiple countries. This isn't a research-only role. You'll own projects end-to-end, from scoping the business problem through production deployment, and you'll help set the technical bar for the data scientists around you.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you'llResearch and apply advanced ML and AI solutions to real pricing and underwriting problems — not just prototype them, but get them into production
Own projects end-to-end, from high-level business strategy through deployment, driving alignment across technical and non-technical stakeholders
Collaborate with the Insurance team to develop, file, implement, and monitor new predictive models across Home, Renters, Car, and Pet products
Mentor junior data scientists and establish technical standards that raise the bar across the team
Champion the adoption of advanced data science practices throughout the broader Insurance organization
2-4+ years of practical data science experience, with a track record of shipping production-grade work at scale
Fluency in Python for both software development and model building, plus strong SQL skills working with large datasets
Demonstrated ability to scope and structure technical solutions from ambiguous business problems — independently, without waiting for the problem to be handed to you pre-packaged
Proven impact beyond your own deliverables — infrastructure, tooling, or standards others actually adopted
Deep familiarity with the current AI and ML landscape, and a genuine drive to push its application further
Experience in InsurTech or FinTech is a plus
Master’s or Ph.D. in Data Science, Statistics, Computer Science, or a related quantitative field preferred—or a Bachelor’s degree/equivalent practical experience with a strong track record of applied data science
Ability to work in our Soho, NYC office 3 days per week
Please note that we are unable to sponsor applicants for work visas.
Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $185,000 - $205,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.
Skills Required
- 2-4+ years of practical data science experience with a track record of shipping production-grade work at scale
- Fluency in Python for software development and model building
- Strong SQL skills working with large datasets
- Ability to scope and structure technical solutions from ambiguous business problems independently
- Proven impact beyond individual deliverables (infrastructure, tooling, or standards others adopted)
- Deep familiarity with the current AI and ML landscape
- Experience in InsurTech or FinTech
- Master's or Ph.D. in Data Science, Statistics, Computer Science, or a related quantitative field
- Bachelor's degree or equivalent practical experience with a strong track record of applied data science
- Ability to work in Soho, NYC office 3 days per week
- Must be authorized to work in the US without visa sponsorship
- Applicants located in Alaska, California, Colorado, Montana, Hawaii, New Mexico, or Puerto Rico cannot be considered
Lemonade Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lemonade and has not been reviewed or approved by Lemonade.
-
Healthcare Strength — Cigna-administered medical plans provide multiple options (EPO/OAP/OAPIN/HDHP) alongside dental, vision, prescription coverage, disability, and life/AD&D. 2026 plan materials and state notices indicate broad essential health benefits with mainstream networks.
-
Retirement Support — A tiered 401(k) match structure is documented, offering meaningful employer contributions when employees save. This complements equity grants/RSUs that are commonly included in total rewards.
-
Leave & Time Off Breadth — Employee-reported baselines around defined PTO and company holidays, plus flexible sick time, position time off as a strength. Parental leave is frequently described as generous for the U.S. context, though candidates should confirm current specifics.
Lemonade Insights
What We Do
Our mission is simple: Create the world’s most loved insurance through technology and social impact. As a certified Public Benefit Corporation and B-Corp, Lemonade is constantly challenging how the insurance industry does business. We’re creating an experience that is fast, affordable, and hassle-free across renters, homeowners, pet, life and car insurance. And through our annual Giveback program, in which leftover premiums are donated to charities our customers choose, we’ve donated nearly $5 million to a variety of organizations in need.
Why Work With Us
We’ve set out to make insurance loveable, fast, simple, and socially impactful - words that aren’t often associated with this industry. We’re a Certified B-corp, the only US insurance company to never invest in polluting industries, and our annual Giveback program has donated nearly $5 million globally to nonprofits in need.
Gallery
