Sr. Credit Risk Associate
The Credit Risk Senior Associate job contributes to credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. While applying advanced knowledge, strong technical aptitude and understanding of credit underwriting and risk concepts, this job provides detailed loan level risk reviews and contributes to the preparation of relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders.
Key Responsibilities and Duties
- Evaluates credit risk of business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings, and guidelines.
- Assists in the development of departmental credit risk reporting framework to ensure accuracy and integrity of data and findings.
- Supports the development and management of internal statistical tools and matrixes to effectively monitor, measure, and manage credit risk.
- Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relating to credit risk profiles and trends.
- Ensures that reporting processes are well controlled and documented and performs variance analysis between risk information and financial data as needed.
- Collaborates within the department to ensure consistency in processes, assumptions, definitions and methodologies.
- Surfaces process improvement action opportunities to resolve issues and optimizes processes to better manage, measure, and monitor credit risk.
Minimum Qualifications
- 3 years of experience in commercial loan review or commercial underwriting
- Background in commercial real estate
Preferred Qualifications
- 5+ years of experience supporting commercial real estate loans
- Prior experience with bridge loans, construction loans, equipment finance, or fund finance
Educational Requirements
- University (Degree) Preferred
Physical Requirements
- Physical Requirements: Sedentary Work
Career Level
7IC
Posting end date - 6/16/26
Skills Required
- 3 years of experience in commercial loan review or commercial underwriting
- Background in commercial real estate
EverBank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about EverBank and has not been reviewed or approved by EverBank.
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Fair & Transparent Compensation — Pay is often positioned as fair-to-good, including being competitive for certain roles and local markets. Satisfaction appears stronger in specific teams where compensation aligns with expectations.
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Wellbeing & Lifestyle Benefits — Well-being extras are emphasized, including a Lifestyle Spending Account for eligible wellness expenses alongside wellness resources and an EAP. These features can increase perceived total rewards value beyond base pay.
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Retirement Support — Retirement support is framed around a 401(k) match up to 4% with additional insurance protections. The structure is described as competitive for a mid-size bank, even if not best-in-class.
EverBank Insights
What We Do
EverBank is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital account access for clients 24/7, in addition to phone banking services and a network of financial centers across Florida. EverBank’s commitment is to deliver our clients high-performing, high-yield solutions backed by exceptional service, giving them the advantage they expect, to make the most of their money.
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