About iBusiness Funding
iBusiness Funding is a software and lender service provider specializing in small business lending. Our technology, team, and process enable us to support loans from $10,000 to $25 million for our lending partners. Our technology solutions have been proven to quickly scale our clients’ portfolios without the need for additional overhead. Our flagship product, LenderAI, features end-to-end lending functionality from sales all the way through servicing.
To date, we’ve processed over $11 billion in SBA and non-SBA volume and handle more than 1,000 business loan applications daily. Our team is driven by our core values of innovation, integrity, enjoyment, and family.
Join us and be part of a team that’s transforming the finance industry and empowering businesses to thrive!
Major Areas of Responsibility
- Support the end-to-end execution of warehouse lines, term debt, ABS/securitizations, forward flow, and other structured funding (as applicable to our platform).
- Build and maintain funding models (borrowing base, advance rates, credit enhancement, triggers/covenants, cash flow waterfalls, sensitivity scenarios).
- Produce lender/investor materials: offering decks, data tapes, portfolio stratifications, performance reporting, and due diligence responses.
- Maintain ongoing reporting requirements for warehouse lines, including recurring lender reporting packages, borrowing base and eligibility tracking, covenant and trigger monitoring, and coordination of periodic deliverables with internal and external stakeholders.
- Coordinate diligence with internal teams (credit, finance, legal, operations, data) and external parties (banks, funds, counsel, auditors, trustees, and rating agencies as applicable).
- Track and analyze portfolio performance and market conditions; help shape pricing, leverage, and structure decisions.
- Help manage ongoing relationships with financing partners by answering requests, delivering reporting, and supporting renewals and upsizes.
- Improve tools and processes (templates, repeatable reporting packages, automation, data quality checks).
Required Knowledge, Skills, and Abilities
- 4+ years of experience in one or more of: capital markets/structured credit at a fintech lender; investment banking (FIG/structured products), DCM, or leveraged finance; a credit fund/asset manager focused on consumer or small business credit; or corporate finance at a startup that raised debt/structured facilities.
- Strong modeling skills in Excel and comfort working with large datasets; experience with cash flow analysis, covenant math, and borrowing base calculations is a plus.
- Ability to translate complex analysis into clear materials for external stakeholders.
- Comfort operating in a fast-moving environment with multiple workstreams and tight deadlines.
- Bonus: exposure to ABS, warehouse facilities, forward flow, rating agency process, trustee reporting, or loan-level data tapes
Why this Role
- Direct exposure to financings that materially shape the business.
- Broad ownership across modeling, execution, and ongoing lender/investor management.
- Opportunity to build repeatable capital markets infrastructure in a scaling environment.
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What We Do
iBusiness Funding is a software and lender service provider specializing in SBA Small Balance Lending. Its software, technology, and process enable it to support loans from $10,000 to $5 million, and its technology solutions have been proven to quickly scale its clients’ portfolios without the overhead. Its self-service lending origination software, LenderAI, boasts no implementation fees, free and instant setup, a digital borrower application and documentation, and is SOC 2 compliant. iBusiness Funding’s goal is to provide the underserved small business community with fast access to working capital through the use of technology and innovation. It was founded in 2013 and is headquartered in Miami Beach, Florida with offices in San Francisco and Bangalore.
