Sr. Application Developer - (Java / AWS / Payment Systems / Leadership)

Posted Yesterday
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Toronto, ON, CAN
In-Office
76K-142K Annually
Senior level
Financial Services
The Role
Lead hands-on design and development of secure, scalable payment API and event-driven cloud services on AWS. Collaborate with product, QA, architecture, and support teams to deliver production-ready, observable solutions, and promote AI-assisted engineering productivity.
Summary Generated by Built In

Application Deadline:

08/23/2026

Address:

33 Dundas Street West

Job Family Group:

Technology

Drives the overall software development lifecycle including working across functional teams to transform requirements into features, managing development teams and processes, and conducting software testing and maintenance. Specific project areas of focus includes translating user requirements into technical specifications, writing code and managing the preparation of design specifications. Supports system design, provides advice on security requirements and debugs business systems and service applications. Applies deep knowledge of algorithms, data structures and programming languages to develop high quality technology applications and services - including tools, standards, and relevant software platforms based on business requirements.

Key Responsibilities:

  • Lead hands-on design and development for payment API services

  • Build secure, scalable, resilient, event-driven solutions using Amazon Web Services Lambda, DynamoDB, EventBridge, CloudWatch, SNS/SQS…etc.

  • Design and review solutions for error handling, retries, idempotency, timeout strategies, monitoring, logging, and operational readiness.

  • Develop cloud-native services using Node.js and serverless patterns where appropriate.

  • Partner with product, business analysis, quality engineering, architecture, and support teams to deliver robust production-ready solutions.

  • Support adoption of generative AI for engineering productivity, documentation, design support, and test acceleration.

Qualifications:

  • Strong hands-on experience in enterprise software engineering, including senior or lead-level development responsibility

  • Strong experience building API services, microservices, and event-driven cloud services

  • Strong experience with Amazon Web Services, especially Lambda, DynamoDB, EventBridge, CloudWatch, SNS/SQS

  • Strong experience with Node.js for service development is preferred.

  • Solid understanding of resilience engineering, including retries, idempotency, timeout handling, observability, and recovery design

  • good understanding of secure software design, including authentication, authorization, encryption, secrets management, and data protection

  • Experience in payments, wire processing, or financial services platforms is preferred

  • Experience with AI-assisted software delivery is preferred

Salary:

$75,900.00 - $141,900.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Skills Required

  • Strong hands-on experience in enterprise software engineering, including senior or lead-level development responsibility
  • Strong experience building API services, microservices, and event-driven cloud services
  • Strong experience with Amazon Web Services, especially Lambda, DynamoDB, EventBridge, CloudWatch, SNS/SQS
  • Deep knowledge of algorithms, data structures and programming languages
  • Solid understanding of resilience engineering: retries, idempotency, timeout handling, observability, and recovery design
  • Good understanding of secure software design: authentication, authorization, encryption, secrets management, and data protection
  • Strong experience with Node.js for service development
  • Experience in payments, wire processing, or financial services platforms
  • Experience with AI-assisted software delivery / generative AI for engineering productivity

BMO Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about BMO and has not been reviewed or approved by BMO.

  • Parental & Family Support Paid parental leave up to 16 weeks at full pay for all new parents, plus up to $20,000 for adoption, surrogacy, and fertility, and 10 days of paid backup childcare indicate robust family support. These elements stand out within BMO’s U.S. package.
  • Retirement Support A 401(k) design combining a core employer contribution with dollar-for-dollar matching up to a set portion of pay, plus immediate vesting on match and employee contributions, signals strong retirement funding. The core contribution’s three-year vesting is clearly defined.
  • Leave & Time Off Breadth Vacation accrual scales with grade and service, alongside 9–10 paid holidays and additional paid time off buckets (bereavement, school activities, civic duties, blood donation, volunteering). This breadth offers multiple avenues for time away beyond standard vacation.

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The Company
HQ: Toronto, Ontario
51,885 Employees

What We Do

At BMO, banking is our personal commitment to helping people at every stage of their financial lives. The truth is, people’s needs change: so we change too. But we never change who we are. Which means we’ll never waiver from providing our customers the best possible banking experience in the industry. Our incredible team of over 46,000 people is just the tip of the iceberg. You should get to know us. We’re here to help.

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