Sr Analyst, Credit

This is where you save and sustain lives

At Baxter, we are deeply connected by our mission. No matter your role at Baxter, your work makes a positive impact on people around the world. You'll feel a sense of purpose throughout the organization, as we know our work improves outcomes for millions of patients.

Baxter's products and therapies are found in almost every hospital worldwide, in clinics and in the home. For over 85 years, we have pioneered significant medical innovations that transform healthcare.

Together, we create a place where we are happy, successful and inspire each other. This is where you can do your best work.

Join us at the intersection of saving and sustaining lives—where your purpose accelerates our mission.

The Sr Analyst, Credit is responsible for evaluating customer credit worthiness and potentials risks for new customers, routine reassessment of credit terms and limits on existing customers and manually evaluating and releasing orders on hold based on appropriate approvals for a specific region.

At Baxter Healthcare, we value partnership and inclusivity. Join a team that is dedicated to developing quality products with the patient in mind. Work alongside hardworking individuals, explore our diverse product portfolio, and benefit from the mentorship of our encouraging leadership team within our multinational organization!

• Evaluate the creditworthiness of new customers using the Credit Integration Solution and C2C Technology toolset

• Monitor changes in existing customer creditworthiness by applying market-based leading indicators, changes in counterparty exposures and alerts from Credit Integration Solution

• Set-up and manage the credit limit of existing customers within the region

• Manage the automated credit review process and process credit review cases which require manual intervention and approvals

• Process online credit applications for new customers within the region

• Evaluate and release orders on hold which were not automatically released based on predefined automation rules

• Constantly monitor the credit release and automation rules and enhance the criteria to ensure high-level of automation

• Collaborate with Accounts Receivable specialists regarding customer status and scenarios

• Proactively communicate with customers regarding credit requirements

• Engage with appropriate Sales or other Commercial teams regarding customer credit requests

• Enhance credit reporting accuracy and efficiency through collaboration with IT and external technology vendors

• Manage and monitor bank guarantees, letters of credit, cash collateral and netting agreements (as applicable for the region)

• Partner with the Credit Team Lead and Credit GPO to continuously standardize and improve the credit and risk management process for the region and globally

• Stay current with global credit standard methodologies, trends, and technology advancements; offer advice and develop creative credit risk management solutions for the organization

• Bachelor’s degree in finance, accounting, or a related field

• 5+ years of experience in shared service center or similar role with primary focus on credit, risk management

• Experienced user of Credit Integration Solution or equivalent credit scoring tool and C2C Technology Credit Module

• Experience working in a SOX regulated environment

• English C1 is a must.

• Proficiency in Microsoft Office Suite.

• Experience in JDE and C2C Technology preferred.

• Portuguese language is desirable.

Reasonable Accommodations
Baxter is committed to working with and providing reasonable accommodations to individuals with disabilities globally. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application or interview process, please click on the link here and let us know the nature of your request along with your contact information.

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