Sr Analyst, Credit Strategy

Job Description

At Fundbox, we are dedicated to supporting small businesses through fast and incredibly intuitive access to working capital. With our embedded technology solutions, we’ve cultivated deep partnerships with industry-leading software to give small businesses financial agility and peace of mind. We need outstanding people to help us achieve our goals.

We’re looking for a talented Senior Analyst, Credit Strategy to join our exceptional team, help us continue our rapid growth, and create a better way forward for our customers. The Credit Strategy team at Fundbox is responsible for delving deeply into various aspects of credit, including underwriting, pricing, loan performance, and collections. This team also bears direct responsibility for customer-level profit and loss. In this role, you will have the chance to significantly influence the development of new products and features as well as deliver recommendations that deliver substantial business value. 

Applicants must be currently authorized to work in the United States on a full-time basis without the need for employer sponsorship. Fundbox will not hire any applicants for this role who require employer sponsorship for a non-immigrant visa.

In this role, you will

• Utilize data analytics to make informed decisions about product features, enhancements, and priorities.
• Collaborate with engineering, design, marketing, sales, and support teams to ensure successful product launches and iterations
• Perform credit analysis to develop recommendations that improve new customer underwriting (approve/decline, credit line assignment, and pricing) and customer management strategies (credit line increase/decrease, retention, repricing etc.)
• Collaborate closely with Data Scientists to develop underwriting models using new data sources and refine existing models to meet business use cases 

You should have

• 2+ years of proven ability in a quantitative analytics or consulting role OR 1+ years of experience in a credit or product analytics roles at a financial services or fintech firm
• Experience pulling and joining large data sets with SQL and performing analysis using tools such as Python, Excel, and Tableau
• Strong social skills and experience collaborating on cross-functional projects with both technical and non-technical audiences
• Excellent written and verbal communication skills to deliver insights clearly and succinctly to executive leadership
• Ability to work with ambiguous problems, deconstructing it into tangible steps, and working towards an impactful solution
• Experience managing multiple work streams and prioritizing projects of varying size and complexity
• The flexibility and curiosity to understand topics and concepts outside of your domain
• BS / MS in a quantitative discipline (Computer Science, Mathematics, Statistics or Engineering) preferred

Diversity and Inclusion at Fundbox

We’re proud to be an equal-opportunity workplace as we know that diverse teams produce the best work. We’re committed to building a culture of innovation and inclusion across gender, race, age, sexual orientation, religion, disability, and identity. Here at Fundbox, we strive to uphold a system of values we call MOSAIC: Mission, Ownership, Speed, Achva (a Hebrew term meaning to help one another), Innovation, and Clarity. Embracing our diverse backgrounds and abilities allows us to harness our creativity and achieve more, together.

Compensation & Benefits

We anticipate the US base salary range for this full-time position is $115,000 - $150,000. The range displayed on each job posting reflects the amount the employer reasonably expects to pay for this position across all US locations. Within this range, individual pay is determined by work location and additional factors (i.e. job-related skills, experience, and relevant education or training). The compensation details listed in US role postings reflect the base salary only and do not include any bonuses, equity, or benefits.

Fundboxers (as we like to call them) join our amazing team due to our mission of empowering small businesses to realize their full potential with the help of Fundbox.

We offer incredible benefits including:

• Competitive Compensation, including equity with Fundbox in the form of restricted stock units
• Generous PTO policy to include vacation, sick time and more
• Monthly lunch budget
• Total wellness benefits, including individual annual budget, mental and physical health resources and more
• Personal and professional development budget 
• Stipend to improve your home office setup 
• Premium coverage for health plans offered from day one (some options covered at 100% for Employees)
• 401k, Life insurance and disability benefits

Let’s not forget, we were recently certified by Great Place to work with an employee satisfaction rate of 94%.

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