Spot RWA Calculation and Analysis Senior Analyst
Join Citi's Finance Organization as a Spot RWA Calculation and Analysis Senior Analyst, where you will play a key role in ensuring the accuracy and integrity of the firm's Risk Weighted Asset calculations and regulatory capital reporting. Sitting within the Capital Calculations and Reporting team, this role carries high visibility across Finance, Risk, Treasury, and Technology functions. You will apply Basel regulatory expertise to protect the firm's compliance posture while driving continuous improvement in reporting processes and controls.
Responsibilities
- Analyze and submit Basel RWA reports in line with US regulatory requirements, maintaining end-to-end integrity of results and the underlying processes that produce them.
- Apply Basel III subject matter expertise to evaluate business initiatives, new product offerings, and evolving regulatory requirements, ensuring ongoing compliance across all relevant activities.
- Assess RWA outputs to identify discrepancies, respond to regulatory inquiries, and address queries from lines of business with clarity and accuracy.
- Engage cross-functionally with business, technology, and operations stakeholders to remove execution barriers and ensure timely, high-quality delivery of re‐porting obligations.
- Partner with the Risk and Controls team to maintain and strengthen the internal controls framework governing capital reporting processes.
- Evaluate data architecture and reporting processes for conformance with regulatory rules, proactively identifying and resolving issues at their source.
Required Qualifications & Skills
- Minimum 3-6 years of experience in financial services, with a focus on regulatory reporting and capital calculation within a banking environment.
- Knowledge of Basel III capital rules, including RWA calculation methodologies and their application to regulatory reporting.
- Ability to navigate complex organizations, synthesize information from multiple sources, and build consistent, repeatable reporting processes.
- Strong analytical and problem-solving capability, with the ability to identify data conflicts, resolve discrepancies, and coordinate cross-functional teams to implement solutions.
- Clear and effective communication skills, with the ability to translate complex regulatory concepts into accessible insights for senior and non-specialist audiences.
- Ability to manage multiple priorities simultaneously in a fast-paced environment, delivering quality outcomes as part of a collaborative team.
- Bachelor's degree in Finance, Accounting, or a related field.
Beneficial Skills & Qualifications
- Master's degree in Finance, Accounting, or a related discipline.
- Experience with change management or program management in a regulatory or finance reporting context.
- Advanced Microsoft Excel and SQL skills for data querying, analysis, validation, and supporting analytical workflows within reporting environments.
- Exposure to Management Information Systems (MIS) and management reporting tools used in regulatory or capital reporting functions.
- Strategic planning capability, with experience translating forward-looking regulatory developments into actionable process improvements.
What we offer
- Hybrid working model, with 3 days in the office and 2 days working remotely, supporting a balanced and productive work rhythm.
- High-visibility role with direct exposure to senior leaders across Finance, Risk, Treasury, and Technology, accelerating your professional development and network.
- Extensive on-the-job learning and access to structured development pro‐grammes that build both technical and leadership capabilities.
- The opportunity to shape and influence capital reporting processes that directly impact firm-wide regulatory compliance and decision-making.
- A performance-driven environment where your expertise in regulatory capital is recognized and contributes to outcomes that matter at scale.
- Opportunities to engage with the broader community through volunteerism and give back in meaningful ways beyond your day-to-day responsibilities.
- Access to financial wellbeing resources and tools designed to support your long-term personal financial planning.
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Job Family Group: Finance------------------------------------------------------
Job Family:Capital Calculations and Reporting------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:NC-CHARLOTTE (BALLANTYNE)------------------------------------------------------
Primary Location Full Time Salary Range:$100,000.00 - $150,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Analytical Thinking, Basel III Capital, Controls Design, Data Analysis, Management Information Systems (MIS), Process Design, Process Execution, Regulatory Reporting, Risk Management Lifecycle, Stakeholder Management.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Sep 25, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 3-6 years of experience in financial services, focused on regulatory reporting and capital calculation within banking
- Knowledge of Basel III capital rules and RWA calculation methodologies
- Ability to navigate complex organizations and build consistent, repeatable reporting processes
- Strong analytical and problem-solving skills, including identifying data conflicts and resolving discrepancies
- Ability to coordinate cross-functional teams and implement solutions
- Clear and effective communication skills for explaining complex regulatory concepts
- Ability to manage multiple priorities in a fast-paced, collaborative environment
- Bachelor's degree in Finance, Accounting, or a related field
- Master's degree in Finance, Accounting, or a related discipline
- Experience with change management or program management in regulatory or finance reporting
- Advanced Microsoft Excel and SQL skills
- Exposure to MIS and management reporting tools used in regulatory or capital reporting
- Strategic planning experience translating regulatory developments into process improvements
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
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Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
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Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
