What you will be doing
- Support the effective underwriting of credit for new customers
- Develop, monitor and implement credit strategies to maintain risk performance within set thresholds
- Enhance reporting capabilities to ensure timely identification of emerging trends
- Build strong relationships with key stakeholders to promote teamwork and knowledge sharing
Your skills and Experience
Essential
- University degree level or equivalent experience with a highly numerate and analytical background.
- Proficient use of SQL for data analysis
- Strong ability to drive insights, identify and understand trends, and communicate findings clearly
- Proficiency in MS Office, particularly Excel
- A proactive attitude, creativity, and a drive to succeed
Desirable
- Experience within financial services, with and understanding of the consumer credit sector and related products, and a foundation in risk analytics
- Development of credit risk strategies, including implementation of policies and controls governing new customer lending
- Familiarity with visualisation tools such as Power BI or Tableau
- Proficiency in Python for data analysis
- A working understanding of decision systems such as Provenir
We work with Textio to make our job design and hiring inclusive.
PermanentTop Skills
What We Do
At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit.
We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience. Our in-house, highly scalable digital platform alongside our proprietary credit decisioning capability unlocks our competitive advantage.
Our broad credit product offering enables instalment finance, BNPL, 0% finance and carded and digital revolving credit. We operate multiple direct-to-consumer products and a range of credit solutions with some of the UK’s most loved brands.
Our underwriting capability and experience allow us to responsibly say yes to more UK customers making us a merchant partner of choice. We partner to harness the power of data to drive commerce across the UK, creating value at scale.
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