Specialist, Credit Risk

Reposted 6 Days Ago
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Pittsburgh, PA, USA
In-Office
Junior
Fintech • Financial Services
The Role
The Specialist, Credit Risk conducts compliance reviews of underwriting submissions, coordinates Credit Risk policies, supports User Acceptance Testing, and partners with cross-functional teams to enhance compliance and governance in Credit Risk initiatives.
Summary Generated by Built In

We’re seeking a future team member for the role of Specialist, Credit Risk to join our Credit Risk team. This role is located in Pittsburgh. 

In this role, you’ll make an impact in the following ways: 

  • Conduct independent administrative and compliance reviews of underwriting submissions prepared by 1LOD and 2LOD teams.  Serving as a four‑eyes control function, validating adherence to risk policies, regulatory obligations, and Internal Audit and SOX requirements.
  • Coordinate the end-to-end lifecycle of Credit Risk policies, Standard Operating Procedures (SOP), and guidelines to ensure documentation is accurate, current, and fit for use; partner with Subject Matter Experts (SME) to identify gaps and coordinate timely updates.
  • Support User Acceptance Testing (UAT) for the replacement credit approval and rating application, including test planning, execution tracking, results analysis, defect triage, and readiness reporting.
  • Partner with SMEs and cross-functional teams to strengthen compliance and governance, contribute to Credit Risk initiatives and enterprise projects, and reduce operational risk through improved documentation and controls.

To be successful in this role, we’re seeking the following: 

  • Bachelor’s degree in business, accounting or similar degree field is required. 

  • 1-3 years total work experience is required. Credit risk experience is preferred. 

  • Strong data analysis and data presentation skills 

  • Excellent and demonstrable communication, written, and presentation skills are required. 

About UsFor over 230 years, the people of BNY Mellon have been at the forefront of finance, expanding the financial markets while supporting investors throughout the investment lifecycle. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments & safeguards nearly one-fifth of the world's financial assets. BNY Mellon remains one of the safest, most trusted and admired companies. Every day our employees make their mark by helping clients better manage and service their financial assets around the world. Whether providing financial services for institutions, corporations or individual investors, clients count on the people of BNY Mellon across time zones and in 35 countries and more than 100 markets. It's the collective ambition, innovative thinking and exceptionally focused client service paired with a commitment to doing what is right that continues to set us apart. Make your mark: bnymellon.com/careers. About the Team

At BNY, our culture speaks for itself, check out the latest BNY news at BNY Newsroom & BNY LinkedIn

 Here’s a few of our recent awards:

  • America’s Most Innovative Companies, Fortune, 2025
  • World’s Most Admired Companies, Fortune 2025
  • “Most Just Companies”, Just Capital and CNBC, 2025

    Our Benefits and Rewards:

    BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

    BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.

    BNY assesses market data to ensure a competitive compensation package for our employees. The expected base salary for this position when employment commences can be found in the Job Info section at the bottom of the posting. 

    Base salary offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. Base salary is only part of the total rewards package, which may include eligibility for an annual discretionary incentive award. Subject to the terms and conditions of the applicable plans then in effect, eligible employees may enroll in a 401(k) plan as well as participate in Company-sponsored medical, dental, vision, and basic life insurance plans for the employee and the employee’s eligible dependents. Eligible employees also may receive other benefits (including various paid time off benefits, such as vacation and sick time), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

    If hired, the employee will be in an “at will” position and the Company reserves the right to modify base salary (as well as any other discretionary payments or compensation programs) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

    Skills Required

    • Bachelor's degree in business, accounting or similar degree field
    • 1-3 years total work experience
    • Credit risk experience
    • Strong data analysis and data presentation skills
    • Excellent and demonstrable communication, written, and presentation skills

    BNY Compensation & Benefits Highlights

    The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about BNY and has not been reviewed or approved by BNY.

    • Healthcare Strength Health coverage includes comprehensive options with a $0‑premium plan for eligible lower earners, expanded mental‑health support with personalized therapy, and strong income protection through short‑ and long‑term disability. These features have been recently enhanced and are paired with dental and vision coverage.
    • Parental & Family Support Parental leave provides 16 weeks of fully paid time for all parents, with added support such as adoption assistance. This breadth offers strong coverage for major family events.
    • Retirement Support The 401(k) program includes a company match and Roth options to support long‑term savings. Additional financial programs like tuition assistance and savings vehicles complement retirement readiness.

    BNY Insights

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    The Company
    HQ: New York, NY
    41,739 Employees

    What We Do

    We help make money work for the world — managing it, moving it and keeping it safe. As a leading global financial services company at the center of the world’s financial system, we touch nearly 20% of the world’s investable assets. Today we help over 90% of Fortune 100 companies and nearly all the top 100 banks globally access the money they need. For 240 years we have partnered alongside our clients to create solutions that benefit businesses, communities and people everywhere.

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