Specialised Lending Analyst

The team

Specialised Lending Transaction Management is the center of expertise for all structured credit transactions originated with clients of WB Sectors. We are a team of 25+ skilled and well-rounded  bankers of all seniority levels, which allows for the best deal outcomes for both client and bank.

As a junior member of the Specialised Lending Transaction Management team, you will support us and work closely with Sector Coverage bankers. The work will be fast-paced and multifaceted. On the team, you will be exposed to and work with different colleagues from all sectors in which ING specializes.

The Specialised Lending Transaction Management team is involved with new lending transactions, working closely with the client relationship managers and/or the Deal Principals and will take primary responsibility for many of the key processes to get to a deal. After the co-origination and co-structuring phase, Specialised Lending Transaction Management is involved in the full deal execution process, notably the credit approval process, until the transaction documentation is signed

Key responsibilities

• Preparing and efficiently processing of credit approval packages including annexes and all requisite attachments;
• Building and preparing financial models with sensitivity analysis and validation of key assumptions;
• Interfacing with loan operations, treasury and the lending center of excellence units to verify limit availability and compliance with internal policies;
• Responsibility for deal closing including final CPs and obtaining the final loan documents;
• Term sheet negotiations and forming a club or syndicate;
• Analysis of different transaction structures and providing recommendations;
• Preparing business comparables and analysis of debt structures, performance metrics and debt pricing;
• Attending meetings and calls with customers including transaction-related due diligence;
• Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate accordingly;
• Enhancing internal processes, suggesting efficiency improvements.

Specific responsibilities

• Assisting in the review of legal documentation and validating key terms & conditions;
• Reviewing due diligence including summarizing and performing analytics;
• Writing Greenlight memos, presentation and discussion with Risk Management;
• Running internal models including risk ratings and loan pricing, and interfacing with risk management to establish the appropriate internal risk rating;
• Ensuring a consistent level of quality and policy compliance through training and development activities.

How to succeed
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself

Rewards and benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions here.

The benefits of working with us at ING include:

• A salary tailored to your qualities and experience
• A 36-40hour working week, location Amsterdm but also working from home
• 24-27 vacation days depending on contract
• Pension scheme
• 13th month salary
• Individual Savings Contribution (BIS), 3.5% of your gross annual salary
• 8% Holiday payment
• Hybrid working to blend home working for focus and office working for collaboration and co-creation
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues

About us

With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today.