South Africa Learnership Graduate Program - Credit Risk, South Africa - Johannesburg, 2026

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Johannesburg, City of Johannesburg, Gauteng, ZAF
In-Office
Fintech • Financial Services
The Role

You're the brains behind our work.

  • You are ready to bring your knowledge from the classroom to the boardroom, and Citi South Africa wants to help you get there. Whether it’s honing your skills or building your network, we know that success cannot come without growth. Citi South Africa is looking for Risk Graduates to join our year-long Learnership Programme. The Programme provides exposure and practical work experience to newly qualified university graduates.

  • The Graduate will support the Risk Management team in identifying, assessing, monitoring, and reporting risks across the business. The role provides exposure to risk frameworks, analytics, reporting, regulatory requirements, and business operations, while offering practical experience and development opportunities within a professional risk environment.

  • The Graduate will gain hands-on experience across various risk disciplines. This role is ideal for a motivated Graduate seeking a career path within risk management and financial services.

  • We provide you with the knowledge and skills you need to succeed. We’re committed to teaching you the ropes. The Learnership Programme trains and grows key players in today’s changing economic environment and will equip you with the knowledge and training you need to succeed.

We want to hear from you if...

  • You have obtained your undergraduate bachelor's degree with a >65% average in any of the disciplines: Finance; Economics; Accounting; Statistics; Mathematics or Risk Management.

  • Acceptable to have a maximum of 1 year of work experience but not required

  • You have strong leadership, teamwork, and communication skills

  • Attach your most updated CV, cover letter, full academic transcripts & ID when applying

Who we think will be a great fit.

Extensive work experience is not a requirement, but dedication to learning and a true passion for the business are vital. We’ll also be looking for the following:

  • Commitment to personal growth and career development, a strong desire to learn and succeed in team environments

  • Knowledge of the global or domestic business landscape (preferred, but not required)

  • Strong communication, planning and organizational skills

  • Analytical and quantitative skills

  • Desire to develop a deep understanding of the financial industry

  • Unquestioned commitment to integrity and ethical decision-making.

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Job Family Group: Management Development Programs

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Job Family:Intern

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Time Type:Full time

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Most Relevant Skills Please see the requirements listed above.

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Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.

Citi Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.

  • Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
  • Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
  • Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.

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The Company
HQ: Kwun Tong, Kowloon
223,850 Employees

What We Do

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.

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