Formance builds programmable financial infrastructure. Our open-source ledger helps engineering teams model, track, and reconcile money movements across financial products, from payment platforms to fintech applications and digital-asset businesses.
Financial infrastructure requires precision. Teams need to understand where money is, how it moves, and whether their systems reflect what actually happened. We build the tools to help them answer those questions.
YOUR ROLEWe’re looking for a Solutions Engineer with a strong technical foundation and experience in fintech or payments to join our team.
You’ll work with prospective customers to understand their architecture, map their financial flows, and demonstrate how Formance fits their requirements. You’ll partner closely with our sales, product, and engineering teams throughout the evaluation process.
This role combines technical depth with commercial judgment. You should be comfortable building a proof of concept, discussing architectural tradeoffs with an engineer, and explaining the business implications to a founder.
WHAT YOU’LL DOLead technical discovery with engineering and product teams to understand their financial workflows, constraints, and evaluation criteria.
Build tailored demos and proofs of concept using Formance’s APIs and tooling.
Guide technical evaluations, investigate questions, and help prospects assess product fit.
Partner with sales to connect technical capabilities to business needs and move opportunities forward.
Bring customer feedback to product and engineering, with concrete examples of gaps and recurring needs.
Experience in fintech, payments, banking infrastructure, or digital-asset infrastructure. You understand how money moves through a financial product and the operational challenges involved.
A strong technical foundation. You can work with APIs, read and write code, debug integrations, and reason about data models and system architecture.
Experience working directly with customers, through solutions engineering, solutions architecture, technical consulting, or an engineering role with significant customer exposure.
The ability to ask precise questions, uncover requirements, and explain complex concepts clearly.
Commercial judgment: you understand how a technical evaluation contributes to a buying decision.
A hands-on approach and the ability to work independently in a small team.
Strong written and spoken English, with the ability to lead technical conversations with international customers.
Working with ledgers, double-entry accounting, reconciliation, or payment orchestration.
Supporting technical evaluations for API-first or developer-facing products.
Building financial workflows involving multiple currencies, payment providers, or digital assets.
Turning recurring customer questions into reusable demos, documentation, or tools.
You’ll work directly with teams building financial products and help them make consequential infrastructure decisions.
You’ll have ownership of technical evaluations, close access to product and engineering, and the opportunity to shape how we demonstrate and explain Formance. Your work will influence both customer decisions and the product we build.
BENEFITSFlexible remote work policy
Health insurance: Alan Blue, with your partner and dependent children covered at no cost from day one.
Meal vouchers: €10 per day worked, with 55% covered by Formance.
Equipment: A MacBook from day one, plus a €500 onboarding budget for your workspace equipment.
Parenthood support: Formance maintains 100% of your salary during the first month of additional birth leave.
Company offsite: An annual company offsite, fully organized and covered by Formance.
Skills Required
- Experience in fintech, payments, banking infrastructure, or digital-asset infrastructure
- Strong technical foundation, including working with APIs, reading and writing code, debugging integrations, and reasoning about data models and system architecture
- Direct customer-facing experience through solutions engineering, solutions architecture, technical consulting, or engineering with significant customer exposure
- Ability to ask precise questions, uncover requirements, and explain complex concepts clearly
- Commercial judgment regarding how technical evaluations contribute to buying decisions
- Hands-on approach and ability to work independently in a small team
- Strong written and spoken English, with ability to lead technical conversations with international customers
- Experience with ledgers, double-entry accounting, reconciliation, or payment orchestration
- Experience supporting technical evaluations for API-first or developer-facing products
- Experience building financial workflows involving multiple currencies, payment providers, or digital assets
- Experience turning recurring customer questions into reusable demos, documentation, or tools
Formance Compensation & Benefits Highlights
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Healthcare Strength — Multiple medical plan options (e.g., Aetna) with dental/vision, mental-health support, telemedicine, and an EAP are highlighted. Feedback suggests coverage can start on day one and employee medical premiums are fully covered in some locations.
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Leave & Time Off Breadth — An unlimited PTO policy is paired with a tracked minimum of about 20 days, alongside paid holidays, sick leave, and bereavement leave. Feedback suggests processes are in place to ensure time off is actually taken.
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Retirement Support — A 401(k) is offered with a reported 4% employer match. This sits alongside other financial protections such as life and disability insurance.
Formance Insights
What We Do
Formance builds the financial infrastructure for the hybrid economy: the world where money moves across fiat, crypto, and every payment rail in between. We're a YC S21 company backed by over $21M in total funding, including a Series A led by PayPal Ventures and Portage. Our open-source ledger gives digital asset companies, vertical SaaS platforms, and regulated financial institutions the speed, flexibility, and compliance-grade trust they need to build money movement products without compromise. Customers include leading crypto exchanges, neobanks, payment platforms, and fintech infrastructure companies: 20+ customers today, ~60% of them regulated entities (EMI, MTL, banking charters). We're SOC 2 Type II, ISO 27001, and DORA compliant.
Why Work With Us
Sell into crypto exchanges, neobanks, and payment platforms where fintech meets crypto/fiat. Our real competitor is "build it in-house" - our open-source ledger is the bridge. Organic pipeline, ~$100K ACV, backed by PayPal Ventures & Portage. Small team, direct founder access, join as we scale!
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Formance Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Our team works hybrid at our New York office — 3 days in office, 2 days remote. We believe in-person collaboration drives better decisions, faster iteration, and stronger team cohesion, while flexibility supports focus and balance.
