Zopa Bank

Software Engineer

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Manchester, Greater Manchester, England

Hybrid

Fintech • Payments • Financial Services

The Role

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

The team:

We’re looking for a Software Engineer to join our growing Point of Sale squad in Manchester. This team helps customers access Zopa finance directly at checkout through retailer integrations. You’ll contribute to the design and development of systems that are reliable, performant, and customer-friendly. Whether you’re working on backend services or frontend interfaces, you’ll be learning from experienced engineers and growing your skills in a supportive, mission-driven environment.

Why join Zopa Manchester?

We’re building a new tech hub right in the heart of the city — with real backing, big ambition and the support of an established, award-winning company. You’ll be part of a new engineering chapter in Manchester, helping shape how we grow and build the team from day one.

You’ll work in a product-focused environment where engineers own their work end-to-end, deploy to production frequently, and see the real-world impact of what they build. You’ll also get to work with a modern tech stack: Kotlin, Kafka, Kubernetes, Docker, AWS, Aurora Postgres and more.

We work hybrid, with at least 2 days a week together in our Manchester office.

A day in the life:

Writing clean, reliable and maintainable backend code using Kotlin
Working on scalable cloud-based systems within a product-focused Agile team
Collaborating with engineers, product managers and designers to build and ship features
Taking part in planning, technical discussions and code reviews
Building well-tested services and contributing to continuous delivery
Taking ownership of your work — from development to production
Continuously learning and developing your skills in a supportive environment

About you:

You’ve got some solid hands-on experience with Kotlin (or Java) in a real-world setting
You care about writing good quality code and value clean design and testing
You’re curious, eager to learn and not afraid to ask questions
You enjoy solving problems and working as part of a collaborative team
You want to build things that have a real impact on customers
You communicate clearly and are happy contributing to team decisions
You’re excited by modern engineering practices like CI/CD and cloud-native tools

#LI-CW1

We’re expanding!

From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.

At Zopa we value flexible ways of working.

We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.

You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

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The Company

HQ: London

735 Employees

Year Founded: 2005

What We Do

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.