Job Title: Software Engineer – MTS Development
Location: Norcross, GA / Limerick, Ireland (Preferred)
Organization: A2A High Value Payments (MTS)
Position SummaryWe are seeking an experienced Software Engineer to join the MTS Development team responsible for one of the industry's most critical high-value payments platforms. This role will focus on maintaining, enhancing, and modernizing core payment processing capabilities while supporting regulatory mandates, customer commitments, platform resiliency, and long-term product sustainability.
The ideal candidate will be a strong software engineer with experience in complex enterprise applications, payment systems, mission-critical production support, and large-scale modernization initiatives.
Key Responsibilities- Design, develop, and maintain core MTS platform capabilities.
- Deliver customer and regulatory commitments including payment network mandates.
- Participate in production issue resolution and root cause analysis.
- Support modernization initiatives including 64-bit migration, ISO 20022, structured address, security, and platform enhancement programs.
- Collaborate with Product Management, Professional Services, Quality Engineering, and Customer Support teams.
- Act as a technical mentor and support knowledge transfer initiatives.
- Drive engineering excellence through automation, testing, observability, and quality improvements.
- Leverage AI-assisted engineering tools to improve productivity and code quality.
- 6+ years of software development experience.
- Strong Java and enterprise application development experience.
- Experience working with large-scale transaction processing platforms.
- Experience debugging complex production issues.
- Strong understanding of software architecture, integration patterns, APIs, and database technologies.
- Experience with secure software development practices.
- Excellent communication and collaboration skills.
- Payments industry experience (Fedwire, CHIPS, SWIFT, ISO 20022).
- Experience supporting Tier-1 financial institutions.
- Experience with cloud migration and modernization initiatives.
- Knowledge of high-availability and mission-critical systems.
- Experience using AI engineering tools such as Copilot, Cursor, Claude, or equivalent.
- Successful delivery of roadmap and mandate commitments.
- Reduction in production incidents and resolution time.
- Increased automated test coverage.
- Effective knowledge transfer and documentation.
- Contribution to long-term platform sustainability.
Skills Required
- 6+ years of software development experience
- Strong Java and enterprise application development experience
- Experience with large-scale transaction processing platforms
- Experience debugging complex production issues
- Strong understanding of software architecture, integration patterns, APIs, and database technologies
- Experience with secure software development practices
- Excellent communication and collaboration skills
- Payments industry experience with Fedwire, CHIPS, SWIFT, or ISO 20022
- Experience supporting Tier-1 financial institutions
- Experience with cloud migration and modernization initiatives
- Knowledge of high-availability and mission-critical systems
- Experience using AI engineering tools such as Copilot, Cursor, Claude, or equivalent
ACI Worldwide Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about ACI Worldwide and has not been reviewed or approved by ACI Worldwide.
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Healthcare Strength — Health, dental, and vision coverage are complemented by HSA options, disability insurance, AD&D, and wellbeing programs. Offerings span core medical protection with added wellness support.
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Retirement Support — A 401(k) with company match and pension/retirement options support long‑term savings. Additional programs such as an employee stock purchase plan contribute to financial security over time.
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Flexible Benefits — A flexible, hybrid office culture with work‑from‑home options and adaptable schedules supports work‑life balance. Paid time off and country‑tailored packages allow alignment of benefits to local needs.
ACI Worldwide Insights
What We Do
ACI Worldwide is a global software company that provides mission-critical real-time payment solutions to corporations. Customers use our proven, scalable and secure solutions to process and manage digital payments, enable omni-commerce payments, present and process bill payments, and manage fraud and risk. We combine our global footprint with local presence to drive the real-time digital transformation of payments and commerce.
