Diversity is at the heart of who we are at Xapo Bank.
We’re a fully distributed team of over 130 Xapiens that work remotely from 30+ countries around the world.
Our beginning: A world that enjoys economic freedom and wealth protection,no matter where you live or who is running your country.
To achieve that, we search the world for the best people for the job.
We work hard, think globally, and inspire each other to learn and grow.
We are committed to changing the way things are done.
Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!
You won’t just be writing code; you’ll be shaping the future. As a Software Engineer at Xapo, you will design, build, and deploy high-impact backend services that are secure, fault-tolerant, and available to millions. You will take full ownership of the services your team creates, from initial design to production operations, all while being mentored by senior engineers.
You could join one of our dynamic, business domains:
- WMT - Wealth Management Team: responsible for enabling Xapo members to access responsible investment opportunities and grow their wealth with Xapo investment products.
- FCP - Financial Crime Prevention: team's purpose is to protect Xapo's bank members and business from financial crime, while providing a premium banking experience. Their responsibilities include:Customer Due Diligence, Transaction Screening, Compliance Services, Fraud Detection
- CAR - Customer Acquisition and Retention: team is focused on the entire customer lifecycle, from attracting new members to ensuring that existing, valuable members continue to find value in their Xapo membership.
- MMM - Member Money Movement: team empowers every Xapo member to interact seamlessly with fiat and crypto in a secure bank environment.
- You have a strong foundation in software engineering and are proficient in at least one programming language (we love Python!).
- You're a natural collaborator with excellent communication skills who thrives in a team environment.
- You have a basic understanding of microservices, cloud-native patterns, and container-based applications.
- You're familiar with the full software development lifecycle and are keen on CI/CD and automated testing.
- You are excited by concepts like Event-Driven Architecture and Domain-Driven Design.
- Most importantly, you have a growth mindset. You're proactive, eager to learn, and excited to solve complex problems at the intersection of traditional finance and Bitcoin.
- Our Tech Stack: We build with AWS, Docker, Python (Django, Flask), MySQL, MongoDB, Redis, PostgreSQL, Node.js, and more.
Impact Globally, Work Remotely.
Shape the Future
Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.Great work-life balance
Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.Expect Excellence
Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.
At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.
What We Do
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails. Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual. Genuine Xapo Bank job openings will always be posted on our Careers page (www.xapo.com/careers). Although we work with third-party recruiters, invitations to interview for a role at Xapo Bank and any eventual job offers will only ever be communicated using a @xapo.com email address. If you are unsure, please reach out to us via email at [email protected]. *Interest rates may vary and can be paid in any supported currency








