We Are
YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.
Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.
Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.
Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.
Job Description: Software Engineer
We are looking for a talented and self-driven Software Engineer with a strong focus on backend development to join our growing engineering team. You’ll work on building scalable, resilient, and secure systems that power our fintech platform. This is a great opportunity to contribute to impactful projects in a fast-paces and collaborative environment.
Responsibilities:
- Design, develop and maintain scalable, robust and secure backend services and APIs using Golang.
- Participate in the entire software development lifecycle - from requirements analysis and design to development, testing, deployment and maintenance.
- Write clean, efficient, maintainable code following best practices and coding standards.
- Collaborate with cross-functional teams to understand requirements, architect solutions, and deliver high-quality software.
- Continuously Improve system performance, reliability, and scalability through monitoring and optimization.
- Write and maintain automated unit, integration and end-to-end tests to ensure system quality and stability.
- Participate in code reviews, architecture discussions, and technical documentation to uphold engineering excellence.
- Stay current with emerging technologies and evaluate their potential for use in our systems.
Requirements
- Bachelor's or Master's degree in Computer Science, or a related field.
- 4 years experience in backend development, preferably in a high-growth or fintech environment.
- Strong understanding of object-oriented and/or functional programming paradigms and software design patterns.
- Hands-on experience with distributed systems, microservices architecture, and containerization tools such as Docker and Kubernetes.
- Strong knowledge of automated testing practices, including unit and integration tests, particularly for backend services.
- Excellent problem-solving skills with a strong attention to detail.
- Good written and verbal communication skills, with ability to clearly articulate technical concepts.
- Experience with Golang and/or gRPC is highly preferred.
If you are a motivated Software Engineer eager to work with modern technologies on high-impact projects, especially if you have experience in Golang, we encourage you to apply. Join our dynamic team and play a key role in shaping the future of our innovative projects.
Skills Required
- Bachelor's or Master's degree in Computer Science or a related field
- 4 years of experience in backend development
- Experience in a high-growth or fintech environment
- Strong understanding of object-oriented and/or functional programming paradigms and software design patterns
- Hands-on experience with distributed systems, microservices architecture, Docker, and Kubernetes
- Strong knowledge of automated testing, including unit and integration testing for backend services
- Excellent problem-solving skills and strong attention to detail
- Good written and verbal communication skills, including the ability to articulate technical concepts
- Experience with Golang and/or gRPC
What We Do
YouTrip is a multi-currency mobile wallet with a prepaid Mastercard that enables you to shop online and offline worldwide like a true globetrotter. As Singapore’s favourite multi-currency wallet, it's our thing to ensure that you pay hassle-free overseas with the best rates. Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Enjoy our in-app exchange with our 10 popular wallet currencies Goodbye hidden fees • Travel and shop freely with zero FX fees & no hidden charges • Withdraw cash fee-less* from overseas ATMs (only available for Singapore app users in foreign currency for the first S$400 per calendar month, 2% fees apply thereafter) It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with push notifications for every payment Apply for an account now to get the best rates at your fingertips! Our Story Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia, we hail from Singapore, Thailand, Hong Kong, and the rest of Southeast Asia, and we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL.
