Software Engineer - Mercury Command

Posted 2 Days Ago
Hiring Remotely in San Francisco, CA, USA
In-Office or Remote
122K-176K Annually
Mid level
Fintech
The Role
Build and evolve Mercury Command, an LLM-powered financial assistant. Develop backend or full-stack capabilities, design and ship new product skills, collaborate with product and compliance teams, and create tests validating functionality. The role requires strong product ownership, user empathy, comfort with ambiguity, and enthusiasm for using AI tools to improve development and product quality.
Summary Generated by Built In

In 1965, an engineer in Scotland was given a mundane task with a tricky problem to it - banks wanted to close on Saturdays and still serve customers, but they didn’t know how to solve authentication of the right user. James Goodfellow, working at Smiths Industries, uncovered the insight that you needed something you have (a card) and something you know (a PIN). Because someone told him they could only remember 4 digits instead of his proposed 6, today over 3 million ATMs use a card+4 digit PIN over 60 years later. 

Like the ATM, Mercury is building technology that pushes forward financial interfaces for the long term. Command is Mercury's LLM-powered financial assistant, launched to all customers in June 2026. It lets users understand their finances and take action in plain language, from asking about cash flow to sending payments, issuing cards, and managing invoices. With the product now in customers' hands, the work is to evolve it, extend its capabilities, and find new ways to leverage LLMs to give Mercury customers a more powerful banking* experience.

What You'll Do:
  • Ship new capabilities users love
  • Feel a strong sense of product ownership and actively seek responsibility – help design and ship new Command skills
  • Partner with product and compliance teams to define what "working correctly" means for each new capability, then build the tests that prove it
  • Join a small but mighty team of experienced product and AI engineers building the future of Mercury
  • This list is illustrative. Command is a product in motion and priorities will shift as we learn. The right person should be comfortable working in ambiguity, in a scrappy startup environment
The Ideal Candidate:
  • Has 1-4 years of backend or full-stack development experience, with knowledge of or excitement to learn Haskell, React, TypeScript, and Redux
  • Experience building LLM powered products
  • A builder who is passionately product-minded and has experience building and shipping new products
  • Empathizes with users and can channel their perspective to build lovable products
  • Can balance tradeoffs and find creative solutions to accomplish goals
  • Actively incorporates AI tools into their workflow and is excited about leveraging them to amplify their impact — whether that's accelerating development, improving code quality, or finding creative solutions to hard problems

If this role interests you, we invite you to explore our public demo at demo.mercury.com.

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

#LI-RA1

Total Rewards
The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

US employees (any location):
$122,400—$176,000 USD
Canadian employees (any location):
$115,700—$166,399 CAD

Skills Required

  • 1–4 years of backend or full-stack development experience
  • Knowledge of or willingness to learn Haskell, React, TypeScript, and Redux
  • Experience building LLM-powered products
  • Experience building and shipping new products
  • Strong product-minded approach and user empathy
  • Ability to balance tradeoffs and develop creative solutions
  • Experience incorporating AI tools into development workflows

Mercury Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Mercury and has not been reviewed or approved by Mercury.

  • Healthcare Strength — Healthcare coverage is described as comprehensive for employees and dependents, with HSA access and mental health support. Feedback suggests this breadth is a strong pillar of the package.
  • Retirement Support — Retirement matching begins on day one and is cited at up to 4% of base salary. This early eligibility and match level are positioned as competitive features.
  • Parental & Family Support — Paid parental leave is presented as generous, with up to 16 weeks for birthing parents and 12 weeks for non-birthing parents, plus family-forming benefits through Carrot Fertility. These policies indicate a family-friendly approach that stands out for a startup.

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The Company
HQ: San Francisco, CA
150 Employees
Year Founded: 2017

What We Do

Mercury is building banking for startups. We want to power the next generation of companies that will shape American industry.

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