We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.
As a Software Engineer III at JPMorganChase within the CIB / Payments Technology, you serve as a seasoned member to design, build, and support reliable, scalable payment applications. The ideal candidate has strong Java experience, including reactive programming, and can develop cloud-native, event-driven services using AWS and Kafka. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm’s business objectives. You will also help identify practical ways to apply AI capabilities to payment products and engineering workflows.
Job Responsibilities- Design, develop, test, and maintain payment applications and services using Java and reactive programming frameworks such as Spring WebFlux or Project Reactor.
- Build event-driven services and streaming workflows with Apache Kafka.
- Develop, deploy, and operate cloud-native applications on AWS.
- Contribute to secure, resilient payment processing, including transaction lifecycle, authorization, settlement, reconciliation, and exception handling.
- Create and maintain RESTful APIs and service integrations.
- Apply engineering practices such as automated testing, code reviews, CI/CD, observability, and performance tuning.
- Partner with product, architecture, operations, risk, and other engineering teams to deliver payment capabilities.
- Explore and implement appropriate AI-enabled solutions, such as intelligent exception handling, anomaly detection, developer productivity tools, or payment operations support.
- Support production services, investigate incidents, and contribute to root-cause analysis and service improvements.
- Professional software development experience with Java.
- Hands-on experience with reactive programming and asynchronous, non-blocking application design.
- Experience building distributed, event-driven applications with Apache Kafka.
- Experience developing or operating applications on AWS.
- Strong understanding of APIs, microservices, distributed systems, and database technologies.
- Experience with automated testing, source control, and CI/CD practices.
- Ability to communicate clearly and collaborate across technical and business teams.
- Experience with payment systems, financial transaction processing, or other high-volume, high-availability platforms.
- Familiarity with AWS services such as EKS, ECS, Lambda, API Gateway, SQS, SNS, DynamoDB, RDS, CloudWatch, and IAM.
- Experience with Kafka schema management, partitioning, consumer groups, replay, and delivery semantics.
- Knowledge of application security, encryption, secrets management, and regulatory considerations relevant to payments.
- Experience with containers and orchestration technologies such as Docker and Kubernetes.
- Familiarity with AI/ML services or platforms, including integrating model APIs, retrieval-augmented generation, or AI-assisted workflow automation.
- Understanding of responsible AI practices, including data privacy, explainability, evaluation, and human oversight.
About UsJ.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
Skills Required
- Professional software development experience with Java
- Hands-on experience with reactive programming and asynchronous, non-blocking application design
- Experience building distributed, event-driven applications with Apache Kafka
- Experience developing or operating applications on AWS
- Strong understanding of APIs, microservices, distributed systems, and database technologies
- Experience with automated testing, source control, and CI/CD practices
- Ability to communicate clearly and collaborate across technical and business teams
- Experience with payment systems, financial transaction processing, or other high-volume, high-availability platforms
- Familiarity with AWS services including EKS, ECS, Lambda, API Gateway, SQS, SNS, DynamoDB, RDS, CloudWatch, and IAM
- Experience with Kafka schema management, partitioning, consumer groups, replay, and delivery semantics
- Knowledge of application security, encryption, secrets management, and payment-related regulatory considerations
- Experience with Docker and Kubernetes
- Familiarity with AI/ML services or platforms, model APIs, retrieval-augmented generation, or AI-assisted workflow automation
- Understanding of responsible AI practices, including data privacy, explainability, evaluation, and human oversight
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical coverage and wellness resources, including mental-health support and wellness incentives, are described as comprehensive and accessible; feedback suggests income-based contributions help keep care affordable.
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Retirement Support — A dollar-for-dollar 401(k) match up to 5% of eligible pay, plus additional employer contributions in some cases, is highlighted as a strong pillar of financial security. Feedback suggests this structure is a notable advantage of the total rewards package.
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Parental & Family Support — Up to 16 weeks of paid parental leave for all parents, along with fertility, adoption, surrogacy, childcare, and family-support resources, signals a family-forward approach. Feedback suggests these programs are a standout feature of the package.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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