As a talented Software Engineer II, you will deliver resilient and sustainable software projects from design to implementation and rollout. You will execute on defined projects to achieve team-level goals and own minor features in support of larger features. You will independently define the right solutions or use existing approaches to solve defined problems, consistently deliver high quality code, and contribute to test development.
At Marqeta, participation in a rotational on-call pager duty is a required part of the software engineering role. The specifics of the rotation may vary by team, depending on team size and structure, and will be discussed further during the interview process.
We're hiring for multiple roles at the Software Engineer II level, each on a different sub-team.
The Impact You'll Have
- Design, develop, implement, and deliver high-quality products that simplify financial services for our customers.
- Build testable, scalable, and trustworthy systems while eliminating manual tasks.
- Translate ideas into well-documented, well-tested, and maintainable code.
- Read, navigate, and contribute to a large-scale codebase, resolving bugs and enhancing functionality.
- Break down complex business problems into modular software solutions.
- Participate in agile ceremonies, code reviews, and on-call rotations.
- Collaborate cross-functionally with teams and stakeholders in a Flex-first environment.
- Identify areas for improvement in projects and processes, advocating for best practices.
- Mentor engineers, foster a collaborative team environment, and contribute to a strong engineering culture.
- Design and implement high-performance solutions for large-scale financial data and compliance challenges.
- Debug critical production issues across various services and technology layers.
- Automate processes to improve efficiency and focus on strategic challenges.
Who You Are
- 3+ years of experience in software development, specializing in backend engineering.
- Strong programming skills in Java (Spring Boot preferred) and familiarity with Python, Go, or Ruby.
- Experience with relational databases such as MySQL, Postgres, SQL Server, or Oracle.
- Strong foundation in service-oriented architectures and cloud computing (AWS preferred).
- Ability to develop clean, readable, and error-free code with thorough documentation and testing.
- Experience with infrastructure as code (IaC), CI/CD pipelines, and observability tools (e.g., DataDog).
- Strong analytical skills, with the ability to diagnose production issues and optimize system performance.
- Excellent communication skills, both verbal and written, with the ability to present complex ideas clearly.
- A collaborative and team-oriented mindset, with a willingness to mentor and learn from peers.
- Passion for continuous learning, particularly in payments, security, and FinTech domains.
Nice-To-Haves
- Experience in the payments or FinTech space, including:
- Card Network certifications (Visa, Mastercard, AMEX, etc.).
- ISO8583 binary data handling and normalization.
- Understanding of card transaction types (Purchase, Refund, AFT) and their impacts.
- Hands-on experience with Kubernetes, Docker, and cloud-native architectures.
- Experience with big data analytics tools (e.g., Snowflake) and stream processing architectures.
- Contributions to technical blogs, open-source projects, or a public GitHub repository.
- Experience in migrating to microservices-based architectures.
These roles offer the opportunity to drive meaningful impact in the financial industry while working in a highly collaborative and technically sophisticated environment. If you’re passionate about backend engineering and solving complex problems, we’d love to hear from you!
Compensation and Benefits - Canada
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.
When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 91,500 - 116,100.
We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta offers
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Marqeta’s Values– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.
– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.
– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.
– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.
– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.
Equal Employment Opportunity, Accommodations and Privacy
Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.
Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.
Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.
Top Skills
What We Do
Marqeta powers innovative payment solutions for many of the apps and services you enjoy daily. Our open API card issuing platform provides unprecedented flexibility and control for industry-leading companies such as Square, Coinbase, J.P.Morgan, and Uber, to issue cards, authorize transactions, and manage payment operations in real-time.
We are a team of industry experts and technology innovators who take a dynamic approach to solving challenging problems. Marqeta is certified as a 2021-2022 Fortune Great Place to Work, highlighting our company culture and open and collaborative work environment. We power possibilities for our customers and each other by bringing the brightest talent together to do the best work of our lives.
Why Work With Us
Marqeta strives to build a global team as diverse as the markets we serve, staying true to our values: Connect the Customer, Everyone Belongs, Marqeta Cares, Lead Innovation, Deliver Results, Quality First and Build One Marqeta. It's an exciting time to join Marqeta. As we grow, your career and opportunities will grow as well.
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