Company Overview:
At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.
If you're looking to make an impact and grow with a team that values you, come join us!
Job Description
We are seeking a Software Engineer I to design, development, and delivery of secure, scalable, enterprise-grade software solutions. This role combines hands-on technical experience with driving engineering excellence, and partnering across the business to build innovative technology solutions in a fast-paced financial services environment.
How you'll make an impact:
- Experience in building and maintaining fault-tolerant, scalable backend services (Java or Node.js)
- Ability to construct enterprise-grade APIs using state-of-the-art techniques and best practices (REST, JSON, XML, etc.).
- Good understanding in Frontend (Angular or REACT)
- Takes an interest in the bigger picture, and how their current work fits into the team's larger goals
- Proficient in cross-platform integration
- Can communicate complex software concepts to people with a wide range of technical knowledge Engineering skill with wide-ranging experience; able to resolve complex issues in creative and effective ways
- Thrive on teams with a congenial and collaborative approach to working through technical problems
- Show flexibility to respond to the changing needs of the business
- Enjoys contributing to the development of his or her peers by providing mentorship and support
What you'll need to succeed:
- BS degree in Computer Science or related field
- 1+ years of work experience in a software engineering role with 2 plus years of experience in leading multiple discipline software engineering teams
- Experience in developing enterprise grade software in lending, payments, or related financial services
- Experience in one or more software languages: Java, Python, Node.js
- Experience in cloud related technologies such as AWS, Docker, OpenShift, EC2
- Experience in the web related technologies (Web applications, micro services and Service Oriented Architectures) and of network/web related protocols
- Experience in building secure application from ground up.
- Adept at working in Agile teams, exposure to SAFE preferred
Why Join Us:
Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community
Legal coverage and other supplemental options
A value-based culture where growth opportunities are endless
More:
Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.
California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice
Skills Required
- BS degree in Computer Science or related field
- 1+ years of work experience in a software engineering role (and 2+ years leading multi-discipline engineering teams mentioned)
- Experience building and maintaining fault-tolerant, scalable backend services (Java or Node.js)
- Ability to construct enterprise-grade APIs (REST, JSON, XML)
- Good understanding of frontend frameworks (Angular or React)
- Experience developing enterprise-grade software in lending, payments, or related financial services
- Experience in one or more languages: Java, Python, Node.js
- Experience with cloud technologies such as AWS, Docker, OpenShift, EC2
- Experience with web technologies: web applications, microservices, and Service Oriented Architectures
- Experience building secure applications from the ground up
- Proficient in cross-platform integration
- Adept at working in Agile teams
- Exposure to SAFe (Scaled Agile Framework)
- Ability to communicate complex software concepts to varied technical audiences and provide mentorship
Snap Finance Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Snap Finance and has not been reviewed or approved by Snap Finance.
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Healthcare Strength — Health coverage and protection programs include medical, dental, vision, and company‑paid life, AD&D, and short‑ and long‑term disability, with mental‑health support highlighted in some locations. Benefits materials also emphasize additional wellness resources and private insurance options in certain geographies.
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Leave & Time Off Breadth — Time off is described as generous and flexible, with options like flexible PTO, paid holidays, and location‑specific extras such as an added birthday day and holiday purchase schemes. Enhanced paid parental, adoption, and shared parental leave for eligible employees further expands time‑off support.
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Retirement Support — Retirement programs include a 401(k) with company match and a pension scheme with employer contributions in the UK. These offerings signal structured long‑term savings support across regions.
Snap Finance Insights
What We Do
Snap Finance is a rapidly growing digital-finance company that specializes in providing consumer financing and rent-to-own purchase options. This company is technology driven; the IT platform is the backbone for running our operations and is critical to driving cost efficiency. With over 10 years of experience in the financial industry, Snap provides merchandise financing to brick and mortar as well as e-commerce merchants. The Snap lease-purchase agreement is an innovative financial product which gives the 40% of consumers with poor credit an alternative to payday loans and other high-risk financial products to acquire needed or desired merchandise. Snap Finance secured the largest bank revolving credit facility ever for a private consumer lease-to-own company. The credit facility from BMO Harris Bank will enable Snap Finance to service more than $1 billion in lease-to-own finance agreements.
