Software Engineer - FinCrime

Join Zepz: Breaking Down Borders, Together

Our Meaningful Mission
At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech.Zepz is the power behind WorldRemit and Sendwave,  driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognizes and supports global connections.
Who You'll Be Joining

We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and  Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.

Our Core Commitments — What We Live By
Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact:

• Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
• Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering.
• Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.

Perks of Joining Our Team
We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performance. While we have all the tools to work remotely, we value the purpose and benefits of in-person connections so we expect our teams to come to the office on a regular basis, and therefore be within a comfortable commutable distance from our London office. Alongside a great office environment, think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel.

About the role and team

Our engineering team is growing! We’re looking for Front End and Full stack engineers to join our team. Our team ensures we stay at the forefront of the fight against financial crime by building the essential tools and workflows that guarantee our products are used as intended. To navigate an evolving regulatory landscape, we combine:

• Custom Innovation: In-house data analytics, bespoke software, and tailored workflows.

• Elite Partnerships: Industry-leading third-party AI for advanced transaction monitoring and analysis.

By integrating these powerful resources, we protect our platform from criminal activity while ensuring legitimate users can send support safely and efficiently.

What you will own

• Contribute to mobile applications to support financial crime workflows.

• Build and maintain software to automate and improve Zepz's Financial Crime workflows, tooling, and systems for both brands.

• Look after and improve our existing Anti-Money Laundering, and customer screening solutions.

• Collaborate with other teams to help ensure that the products and features they are building aren’t enabling criminals.

What you bring to the table

As a Full stack Engineer: You have experience building and maintaining end to end mobile applications (Ideally React Native), and the services they rely on to  meet our customer's needs at scale (Python/Java).

• Code is: best practice compliant, well-tested, maintainable, scalable, and documented.

• Experience developing cloud native services (Ideally AWS)

• Good understanding of observability and metrics: Proficient with dashboards, alerting, and monitoring for operational excellence and business metrics.

• Excellent at working with product/engineering and managing stakeholder expectations.

• Pragmatic: Understands balancing 'perfect' with 'done' without compromising essentials.

• Skilled at priority balancing: Communicates impact clearly when accepting or declining tasks.

• Believe in diversity and inclusivity.

Bonus Points if you

• Have experience with Kotlin or Swift for native app development.

• Have strong familiarity with SQL, and data pipelines.

• Have experience working in the FinTech industry, particularly in a Financial Crime role (Fraud, AML, KYC, Sanctions Screening)

AI Literacy & Tools
As Zepz continues to build AI into how we work, we expect everyone to engage with it as a core part of their role. For this position we are looking for:

• A genuine curiosity about AI and how it can be applied in your area of work — from accelerating analysis and insight generation, to improving how we design and deliver processes and communications.
• Practical experience using AI tools in a professional context — whether to connect information, draft content, build frameworks, or create insights from data. We want people who actively use AI to increase productivity, not those who are waiting to be told to.
• Strong AI literacy — an understanding of what AI assistants can and cannot do, how to prompt effectively, and how to critically evaluate AI-generated output before using it.
• Awareness of the ethical considerations and responsible use of AI in the workplace, particularly in the context of sensitive data, customer experience, and compliance.
• Prior experience using Claude (Anthropic) is a nice-to-have but not essential — what matters most is that you are genuinely engaged with AI as a tool, comfortable experimenting, and eager to share what works with your wider team

If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.

Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.

Ready to Apply? Let’s Go.