Thatch is rewiring how health benefits work. We build software that gives employees real control over how they use their benefits.
We’re looking for a Backend Software Engineer to design and build the core systems that power Thatch. This includes data models, fund flows, automations, and integrations that make healthcare benefits work reliably at scale. Your work ensures money moves correctly, benefits remain compliant, and complex processes work reliably. This work touches real money and real healthcare decisions. The systems you build must be correct, resilient, and built to scale.
We organize engineering around the people we serve: members, employers, and partners, so teams own end-to-end experiences and ship with speed and accountability.
- Design, build, and evolve backend systems that support enrollments, payments, payroll, and benefits management.
- Architect and maintain robust data models and fund flows that handle large volumes of financial transactions.
- Build integrations with payroll providers, banks, insurance carriers, and other external partners.
- Improve operational rigor through automation, tooling, monitoring, and observability.
- Partner closely with product, operations, and other engineers to solve complex business problems.
- Take ownership of production systems, including reliability, debugging, and long-term maintainability.
- Experience building and maintaining backend systems in a production environment.
- A track record of shipping systems with complex business and operational implications.
- Strong ability to reason about data models, workflows, and edge cases.
- Comfort operating in ambiguous problem spaces with cross-functional tradeoffs.
- Experience mentoring other engineers or setting technical direction.
We hire engineers across multiple levels and care most about the scope you’ve owned, the impact you’ve had, and how you make decisions.
- Ruby on Rails for backend systems.
- React and TailwindCSS for the frontend.
- Small amounts of Python and backend JavaScript where appropriate.
Prior Ruby experience is helpful but not required. We value engineers who can learn quickly and think clearly about systems.
- Work in healthcare, finance, or other complex or regulated domains.
- Experience with HR, payroll, payments, or partner-facing systems.
- Ownership of systems with real operational or financial impact.
- We move quickly and bias toward action.
- We ship early, learn from real usage, and iterate.
- We operate with trust, ownership, and high empathy.
- We value clarity over ceremony and quality over shortcuts.
We aim to keep the process thoughtful, rigorous, and efficient. Most candidates complete it within three weeks. You can expect:
- An initial conversation with a recruiter.
- A collaborative pair programming session.
- A systems design interview and a separate conversation with one of our engineers about how we work together.
- A final conversation with engineering and company leadership.
We’re a fully distributed early stage company using technology to change the way America does healthcare. We’re a happy, friendly, high-velocity team. You can read more on Thatch here.
Skills Required
- Experience building and maintaining backend systems in a production environment
- A track record of shipping systems with complex business and operational implications
- Strong ability to reason about data models, workflows, and edge cases
- Comfort operating in ambiguous problem spaces with cross-functional tradeoffs
- Experience mentoring other engineers or setting technical direction
Thatch (thatch.ai) Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Thatch (thatch.ai) and has not been reviewed or approved by Thatch (thatch.ai).
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Healthcare Strength — The company advertises exceptionally generous health coverage delivered through its own ICHRA-based platform and a curated marketplace. Partnerships and add-ons broaden access to services such as mental health, enhancing the perceived depth of coverage.
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Flexible Benefits — Benefits center on personalization, allowing employees to choose individual medical, dental, and vision plans and use remaining allowances via a spend card. Integrations and APIs aim to simplify administration while preserving choice.
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Leave & Time Off Breadth — Unlimited PTO alongside paid company holidays is highlighted as part of the total rewards package. This breadth of time off is positioned within a flexible, remote-first culture.
Thatch (thatch.ai) Insights
What We Do
Thatch is an all-in-one platform that makes it easy to offer your employees the most personalized healthcare experience. You decide what to spend, and your team gets great health benefits.
