About Us:
Capitalize is a mission-driven company solving critical problems in the $20 trillion retirement savings market with delightful products, scalable technology, and a world-class team.
At our core, we’re modernizing the $1 trillion in retirement account transfers (401(k) rollovers) that happen annually and currently involve manual, paper-based processes. By doing so, we’re helping the almost 20 million Americans who change jobs each year with a 401(k) do the right thing with their assets rather than lose them to fees and taxes.
Our Enterprise offering includes a full suite of enterprise-grade APIs used by leading financial institutions to help their users find and transfer retirement accounts as part of their core funding flows. Our Consumer offering helps individuals digitally locate forgotten 401(k)s and consolidate them into one of our brand-name financial partners.
We’ve raised $35mm from leading venture capital investors including RRE Ventures, Canapi Ventures, Greycroft, and others, and we’ve been recognized as one of TIME’s 100 Best Inventions and by Forbes as one of the Top 50 Fintech Companies in the US.
What You'll Do:
Capitalize is seeking an Integration and Automation focused Software Engineer to join our growing company. As a key member of a small, fast-paced team, your work will be instrumental in our efforts to help Americans better save for retirement.
Your key responsibilities:
- Improve Our Core Transfer Technology: Design and implement solutions to help us better facilitate transactions for our customers and partners by integrating effectively with financial institutions and other stakeholders.
- Build Scalable Architecture: Engineer and optimize resilient solutions to handle increasing user volumes and ensure seamless performance during peak usage times.
- Cloud-Native Development: Work within modern cloud-native architecture (mostly AWS) to support high availability.
What You'll Bring:
- 3+ years of experience in a software engineering role with exposure to designing, building, and maintaining cloud-native applications
- Strong knowledge and working experience with automation tools and frameworks
- Knowledge of relational databases and/or NoSQL databases
- Experience with Node, Java in a RESTful environment
- Experience working on products with rapid feature development, including fast iterations and tight feedback loops during QA processes
- Ability to troubleshoot highly distributed systems
Bonus Points For:
- React and Docker
- Continuous integration/continuous delivery (CI/CD) pipelines
- AWS security best practices
- Experience with monitoring solutions such as CloudWatch
- Previous exposure to large-scale systems design, taking a project all the way from business logic to full production
- DevOps or cloud development
Benefits We Offer:
- Competitive compensation and equity in the company
- Medical, dental, and vision insurance, with 100% premiums covered for staff and 50% for dependents
- 401(k) plan
- Unlimited paid time off
- 12 weeks of fully-paid parental leave
Compensation range:
Software Engineer: $140-160k
Senior Software Engineer: $160-180k
Note: This role is hybrid based in NYC, with a requirement of at least 3 days in-office.
We’re a mission-driven company focused on doing what’s right - for our customers and for our team. That means assembling a group of diverse, hardworking people who want to be their best in a setting that’s open and inclusive for all. We’re committed to diversity in both measurable terms (e.g. gender, race) and across other dimensions like skill sets and experiences. We believe that a diverse, equitable and inclusive company enriches our professional and personal lives. If that speaks to you, we want to meet you. Come help us build!
Top Skills
What We Do
We believe all Americans should retire with enough money for a life of dignity. Over time, we intend to eliminate all of the friction & fees embedded in the retirement savings system that stops them from doing so. Our first product helps people digitally locate their old 401k and transfer it seamlessly into a new account at any financial institution - without the paperwork, phone calls, and faxes of the past. In doing so, we’re automating the process by which $650 billion in 401k assets is transferred each year. We’re also making sure that the 15 million 401k account holders who change jobs annually don’t do the wrong thing with their assets - like cash them out, leave them behind, or pay excessive fees that erode their savings over time.
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