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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
We are seeking a Software Engineer to join SoFi’s AI Financial Actions & Recommendations team. This team is building the intelligence layer that powers SoFi’s Financial AI Agent — turning member goals and financial data into trusted, actionable recommendations and seamless execution opportunities across the SoFi ecosystem. You will have the opportunity to design and build a high-impact service from the ground up, shaping the architecture and systems that connect financial guidance to real-world action. This role will work at the forefront of Generative AI, integrating with SoFi’s Financial AI Agent to deliver intelligent, context-aware, and compliant experiences that help members take confident financial steps.
The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members.
What you’ll do:
- Development, testing and deployment of software systems
- Actively participate in reviews to ensure code quality, efficiency, and adherence to best practices
- Execute on well defined technical tasks and user stories with high quality in a timely manner
- Help translate product requirements into technical solutions
- Communicate with project leads, product managers and other software developers
- Adapt existing practices, processes and frameworks to deliver tasks
- Collaborate with peers as well as cross functional teams to coordinate and deliver projects
What you’ll need:
- Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
- 2+ years programming experience, ideally on a modern stack
- Our core stack is Kotlin / Spring / PostgreSQL / DynamoDb, and we run on Kubernetes in a service oriented architecture with over 100 services in production.
- You should have 1+ years Java or Kotlin programming experience
- You should have a basic understanding of relational databases
- Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
Nice to have:
- Experience working with LLM technologies, such as agents, prompt engineering and evaluation
- Experience working with asynchronous systems and event based systems (queues, streams)
- Experience working with SQL databases and/or No-SQL databases
- Experience scaling highly available, mission critical systems
Top Skills
What the Team is Saying
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
