About Citi
Join a global financial leader that values innovation, talent development, and a culture where every voice makes a difference. At Citi, we're committed to helping colleagues grow professionally, providing opportunities to make a tangible impact on our business and clients. If you're passionate about shaping the future of small business lending, this role offers a dynamic environment to advance your career.
The Opportunity
We are seeking a highly motivated and experienced Senior Lead Analyst to drive the development and execution of product plans and strategies within our Small Business Lending Product team. In this senior role, you will be instrumental in expanding our market presence, increasing market share, and solidifying our competitive position by coordinating the promotion and evolution of our product offerings. You will lead initiatives that directly contribute to the growth and success of small businesses clients.
Key Responsibilities
- Strategic Product Development: Lead the development and analysis of strategic product roadmaps, guiding product enhancement, new product development, and successful product launches to maximize product benefit.
- Product Management Leadership: Oversee day-to-day product management activities for core products, focusing on product delivery, client experience, and communication strategies. Proactively identify and remove obstacles to achieve business results.
- Client Value & Market Penetration: Develop and execute client value propositions, positioning, segmentation, pricing, targeting, and channel strategies. Drive competitive differentiation to establish Citi as the preferred partner for clients.
- Mentorship & Team Development: Provide informal guidance and on-the-job training to new team members, fostering a culture of continuous learning and growth.
- Market Analysis & Opportunity Identification: Conduct comprehensive surveys and analyze competitive industry landscapes to identify emerging trends, potential threats, and new opportunities for product managers
- Innovation & Solutions: Oversee client and competitor market research to inform the product innovation roadmap. Partner with product managers to address challenges and create advanced solutions for product commoditization.
- Financial Performance & Business Growth: Drive product financial performance, revenue growth, and expense management. Identify and execute opportunities to close gaps in business plans.
- Operational Excellence & Client Service: Implement streamlined team procedures, facilitate effective client problem resolution, and enhance overall client management.
- Risk Management & Compliance: Actively assess and mitigate risk in all business decisions, safeguarding Citi's reputation, clients, and assets. Ensure strict compliance with applicable laws, regulations, and internal policies, exercising sound ethical judgment and transparently escalating and reporting control issues.
Qualifications
Required:
- 10+ years of progressive experience in product management, marketing, or a related field within financial services, specifically small business lending.
- Demonstrated ability to work independently, manage multiple priorities, and adapt quickly to changing circumstances and deadlines.
- Exceptional written and verbal communication skills, with the ability to convey complex information clearly and concisely.
- Strong analytical, problem-solving, and decision-making capabilities.
Preferred:
- Experience with agile product development methodologies.
- Strong understanding of regulatory environments impacting small business lending.
Education
- Bachelor's degree or University degree in a related field required. Master’s degree preferred
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Job Family Group: Product Management and Development------------------------------------------------------
Job Family:Product Management------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Ofallon Missouri United States------------------------------------------------------
Primary Location Full Time Salary Range:$134,960.00 - $202,440.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:May 04, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
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What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
