Step into the engine room of financial markets
Are you driven by the dynamics of interest rates, liquidity, and funding? Ready to play a critical role where your insights shape real balance sheet decisions?
We’re looking for a Treasury Analyst to join our high-performing team; in a space where market risk meets strategy, and your work directly influences how we navigate complex financial environments.
This is more than a numbers role. It’s an opportunity to work at the heart of this growing organisation, partnering across the business to optimise liquidity, manage risk, and deliver smarter outcomes.
What you’ll bring
You’re someone who thrives in markets, understands risk, and enjoys turning complexity into clarity.
Your background:
- Tertiary qualification in Finance, Accounting, Economics, Business, or similar
- 2+ years’ experience in Treasury, ideally within banking or financial institutions
- Hands-on exposure to either or both:
- Interest rate risk management
- Liquidity management / funding
- Experience with securitisation? That’s a strong advantage
- CFA (or working well towards) highly regarded
What sets you apart
You combine technical expertise with curiosity and ownership — the kind of person who doesn’t just report on risk but actively understands and challenges it.
- Market fluency – strong grasp of financial instruments, including debt and derivatives
- Analytical strength – advanced Excel capability and the ability to interrogate data with precision
- Detail obsessed – you value accuracy and consistency, even under pressure
- Independent thinker – confident working autonomously, prioritising effectively, and finding ways to add value
- Clear communicator – able to translate complex concepts into meaningful insights
- Collaborative mindset – build strong relationships across teams and stakeholders
Why this role matters!
You’ll be part of a team that:
- Plays a critical role in balance sheet optimisation
- Partners across the business to inform strategic decisions
- Operates in a fast-moving environment where markets, risk, and opportunity intersect
Why join us?
We’re committed to creating an environment where you can:
- Deepen your market expertise and broaden your treasury skillset
- Work alongside experienced, high-calibre professionals
- Be trusted to own your work and contribute ideas
- Grow your career in a team that values initiative, collaboration, and continuous improvement
If you’re ready to…
- Move closer to the decision-making core of treasury
- Apply your market risk and liquidity expertise in a meaningful way
- And join a team where your work truly makes an impact…
You may not have everything on our wish list, but if you are confident, have learning attitude and looking for a position that will give you exposure to all aspects of a bank’s treasury, we’d love to hear from you!
Skills Required
- Tertiary qualification in Finance, Accounting, Economics, Business, or similar
- 2+ years' experience in Treasury, ideally within banking or financial institutions
- Hands-on exposure to interest rate risk management
- Hands-on exposure to liquidity management or funding
- Experience with securitisation
- CFA (or working towards)
- Strong grasp of financial instruments including debt and derivatives (market fluency)
- Advanced Excel capability and strong analytical skills
- High attention to detail and accuracy under pressure
- Clear communication and ability to translate complex concepts
- Ability to work independently and collaborate across teams
What We Do
Heartland Bank Australia is a digital financial services provider specializing in unique banking products, including reverse mortgages and specialist livestock finance. As part of the Heartland group, the company focuses on providing innovative, digital-first banking solutions to Australians, aiming to eliminate traditional banking queues and deliver an efficient, customer-centric experience.
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