Senior Trade Services Specialist

Posted 11 Hours Ago
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Charlotte, NC, USA
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Provides operational support for commercial and standby letters of credit in a commercial banking middle office. Reviews, drafts, advises on, amends, and processes complex standby letters of credit; onboards clients; coordinates with relationship managers, underwriters, and processing teams; resolves inquiries; evaluates documentation, governing rules, credit risk, and compliance requirements; and recommends improvements to policies and procedures.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Senior Trade Services Specialist to join the Commercial Bank as part of Global Operations. Learn more about the career areas and lines of business at wellsfargojobs.com .
In this role, you will:
  • Provide critical operational support for Commercial and Standby Letters of Credit (LCs) within the Commercial Banking Middle Office.
  • Responsibilities include reviewing and processing letters of credit, onboarding new clients, collaborating with key business partners such as Relationship Managers, Underwriters, and LC Processing teams, resolving client inquiries and issues, ensuring adherence to strong operational controls, and delivering timely, accurate, and high-quality service to both internal stakeholders and clients.
  • Mitigate risk to the bank and the customer to ensure customer satisfaction by processing Letter of Credits.
  • Review complex reformatting, drafting, advising and amending standby letters of credit that require an in depth evaluation of variable factors.
  • Provide recommendations on existing policies, practices, and procedures.
  • Perform moderately complex letter of credit structure, documentation, governing rules, internal policies and credit risk implications.
  • Utilize overall understanding of rules and regulations, governing letter of credit products with a full working knowledge of standby letters of credit.
  • Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals.

Required Qualifications:
  • 4+ years of Trade Services experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
  • Experience with Standby Letters of Credit including onboarding client, liaising with front office and the processing team.

Desired Qualifications:
  • Knowledge of UCP 600 and IPS98.
  • Knowledge of Trade Finance products in general.
  • Basic knowledge and understanding of the importance of compliance and regulatory requirements in international banking
  • Extensive knowledge and understanding of trade services
  • Knowledge and understanding of asset based lending or commercial lending.

Job Expectations:
  • Ability to work on-site
  • Ability to work a hybrid schedule

Location:
  • 1525 W W T Harris Blvd CHARLOTTE, NC 28262-8522

Posting End Date:
25 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid

Skills Required

  • 4+ years of Trade Services experience, or equivalent experience, training, military experience, or education
  • Experience with standby letters of credit, including client onboarding and liaison with front-office and processing teams
  • Knowledge of UCP 600 and ISP98
  • Knowledge of trade finance products
  • Understanding of compliance and regulatory requirements in international banking
  • Extensive knowledge and understanding of trade services
  • Knowledge of asset-based lending or commercial lending
  • Ability to work on-site and on a hybrid schedule

Wells Fargo Compensation & Benefits Highlights

  • Retirement Support — Retirement offerings are highlighted by a strong 401(k) with employer matching and added options like after‑tax contributions and an employee stock purchase plan, supporting long‑term savings. These features are presented as competitive elements of the total rewards package.
  • Healthcare Strength — Medical, dental, and vision coverage are described as comprehensive, often starting on day one for eligible employees, with HSAs/FSAs, wellness incentives, and mental health resources available. Specialized care options, including fertility support, further enhance the health offering.
  • Parental & Family Support — Paid parental leave of notable duration is available from the start of employment, alongside adoption/surrogacy/fertility programs. Caregiving and backup care resources deepen the family-oriented support.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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