Senior Title Examiner

Overview:.

Responsible for the examination of raw title data obtained from the Abstract of Title and other real property documentation (ie: Tax Search/Certification, Tax/Plan Maps, etc.), to effectively determine the risks and exceptions related to the subject property.

Primary Responsibilities:

• Responsible for the examination of title abstracts to determine risks and exceptions as they relate to the subject property.
• Performs risk assessment of subject property findings to ensure proper lien position as expected by the insured.
• Provide operational knowledge and support to ensure adherence to all agency/underwriting and regulatory requirements and guidelines, based on product, underwriter and state specific guidelines.
• Maintain effective communication with all necessary parties involved  in the Title Commitment process, from internal customers, Closing Agents/Attorneys, Underwriters and co-workers to ensure a seamless, timely delivery of the preliminary title commitment and/or final title policy.
• Work in conjunction with Closing Agents and Underwriters to clear Schedule B conditions and requirements.
• Immediately notifies all necessary parties of irregularities relative to the preliminary title report and/or final title policy.
• Maintain and practice risk prevention by adhering to established Agency/Underwriter policies and procedures.
• Acts as a liaison with Title Underwriters, Closing Agents/Attorneys and insured to effectively communicate title defects as they arise.
• Maintain State Licensing requirements by completing Continuing Education Coursework, as well as keeping up on Title Underwriting guidelines and seminars.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

Work closely with both Internal and External Customers such as co-workers, Loan Officers/Processors, Underwriters and Closing Agents/Attorneys.

Supervisory/ Managerial Responsibilities:

Not applicable.

Education and Experience Required:

Associates Degree or two years equivalent work experience.

Three years of title examination experience or five years or more of real estate experience.

Seasoned examiner licensed in multi-States (ie: MD, PA) required.

Thorough understanding of real estate knowledge and terms.

Proven ability to interpret a property report.

Ability to use internet based applications (ie: PACER, UW Websites , etc.)

Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe.

Ability to make sound decisions based on information provided.

Thorough knowledge of Agency, Underwriter and Lender Requirements.

Versatility and flexibility working within an ever changing fast paced mortgage environment.  

Adapting to new policies and procedures to improve processes and workflow.

Ability to function independently within time constraints.

Excellent verbal and written communication skills.

Highly organized with the ability to multitask.

Strong attention to detail.

Prioritization of daily workload.

Ability to work in a team environment.

Strong work ethic, reliable and dependable.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationGetzville, New York, United States of America