Senior Technology Business Systems Consultant

Posted An Hour Ago
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Bengaluru, Bengaluru Urban, Karnataka, IND
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
About this role:
Wells Fargo is seeking a Senior Technology Business Systems Consultant with strong domain expertise in financial spreading and risk rating to support the analysis, definition, and delivery of solutions that enable financial analysis, credit assessment, and risk decisioning. This role will act as a critical liaison between business stakeholders, operations, risk rating methodology teams, and technology partners to ensure solutions are scalable, efficient, high quality, and compliant with regulatory and operational requirements.
The ideal candidate brings a deep understanding of financial statements and commercial credit risk concepts, along with hands-on experience translating complex business needs into clear, actionable requirements within an agile delivery environment.
In this role, you will:
  • Lead or participate in providing technology initiatives for simple to moderately complex business problems within technology business systems
  • Contribute to the development of systems and procedures that are both cost effective and meet the relevant business requirements
  • Evaluate moderately complex business, operational, or technical challenges that require an in-depth evaluation of planning and direction conducted to resolve complex business problems
  • Partner with business and technology teams to evaluate moderately complex business problems and lead a team to provide comprehensive technological solutions
  • Act as an internal consultant within technology and business groups by using quality tools and process definition or improvement to re-engineer technical processes
  • Collaborate and consult with business and technology teams to evaluate and resolve issues in order to provide technological solutions and manage both project schedules and deliverables
  • Coordinate communication and information flow between business and technology teams

Required Qualifications:
  • 4+ years of Business Systems Data experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:
  • Bachelor's degree with 4+ years of experience in retail Lending, Syndicated lending, Leasing or any financial domain.
  • 4+ years of Business Systems Data experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 4+ years Loan IQ and Commercial Lending experience
  • Demonstrated experience with implementations of commercial lending applications, Loan IQ.
  • Demonstrated knowledge of the Agency Syndications & Loan Trading business in a front office, Operations, or Business Systems Consulting role.
  • Sound knowledge and background of Syndication Loan Origination and Servicing activities,
  • Experience working in Agile methodology with ability to elicit requirements, user stories, document processes and create test cases.
  • Experience with Testing and Defect Tracking software, such as ALM or JIRA.
  • Experience in attending Scrum ceremonies like Daily Scrum, Sprint planning, Sprint retrospective meetings.
  • Demonstrated thought leadership and have experience engaging with senior leaders and managers.
  • Ability to operate independently under strict timelines.
  • Technical knowledge of the Loan IQ and demonstrated Loan IQ (vendor) data model knowledge and application experience
  • Excellent analytical, problem solving and troubleshooting skills
  • Proven SQL skills. Advanced SQL skills with the ability to understand and develop complex SQL
  • Familiar with usage and application of Loan IQ API set
  • Acts as a liaison between client area and technical organization by planning, conducting, and directing the analysis of complex business problems to be solved with automated systems.
  • Liaise with line of business partners, technology teams, and the application vendor to document and troubleshoot production support issues.
  • Lead or participate in providing technology initiatives for simple to moderately complex business problems within technology business systems
  • Contribute to the development of systems and procedures that are both cost effective and meet the relevant business requirements
  • Evaluate moderately complex business, operational, or technical challenges that require an in-depth evaluation of planning and direction conducted to resolve complex business problems
  • Collaborate and consult with business and technology teams to evaluate and resolve issues in order to provide technological solutions and manage both project schedules and deliverables
  • Coordinate communication and information flow between business and technology teams
  • Provides technical assistance in identifying, evaluating, and developing systems and procedures that are cost effective and meet business requirements. Works with user groups to provide training, resolve questions, assess user needs, and recommend changes. Prepares specifications for system changes.
  • Provide Loan Accounting production support which includes working with operations users, technology, and Loan Accounting vendor to resolve issues.
  • Provides testing support for vendor upgrades, enhancements and production fixes.
  • Provide direction and/or guidance to less experienced staff

Job Expectations:
  • As part of Wells Fargo's commitment to innovation and responsible AI adoption, all roles require foundational AI literacy, including:
  • Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining appropriate human oversight.
  • Critical Thinking: Ability to interpret AI-generated outputs, validate insights, and apply sound judgment in business and risk decisions.
  • Responsible AI Use: Awareness of ethical considerations, data privacy, security, and regulatory compliance when using AI-enabled solutions.
  • Adaptability and Continuous Learning: Commitment to continuous learning and staying current with emerging technologies and AI capabilities
  • 4+ years of experience with Loan IQ operational, testing, analysis, or production support role
  • Demonstrated experience coordinating requirements, testing and implementation of medium to large scale enterprise projects with multiple dependencies.
  • Proficient with Microsoft Office suite of applications including Excel, Word, PowerPoint and Visio.
  • Excellent customer service and communication skills.
  • Experience tracking and reporting milestones including key deliverables and due dates.
  • Demonstrated knowledge of data conversion efforts and required testing/validation methodologies.
  • Strong analytical and problem solving skills with high attention to detail and accuracy
  • Experience in SQL queries (foundational) to analyze the business data in the underlying systems and databases
  • Ability to communicate the technical changes, functional changes clearly to the stake holders.
  • Candidates with knowledge on Loan IQ or any financial product are preferred.
  • Candidates with knowledge on Loan IQ Data model are preferred.

Posting End Date:
18 Jun 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Skills Required

  • 4+ years of Business Systems Data experience (or equivalent)
  • 4+ years of experience with Loan IQ operational, testing, analysis, or production support
  • Demonstrated experience coordinating requirements, testing and implementation of medium to large scale enterprise projects
  • Proficient with Microsoft Office suite including Excel, Word, PowerPoint and Visio
  • Experience tracking and reporting milestones including key deliverables and due dates
  • Demonstrated knowledge of data conversion efforts and testing/validation methodologies
  • Experience in SQL queries (foundational)
  • Ability to communicate technical and functional changes clearly to stakeholders
  • Foundational AI literacy and ability to leverage AI tools responsibly (e.g., Copilot, GitHub Copilot, Tachyon, Agentspace)
  • Bachelor's degree with 4+ years of experience in retail lending, syndicated lending, leasing or financial domain
  • 4+ years Loan IQ and commercial lending experience (implementation, data model, vendor application experience)
  • Demonstrated experience with implementations of commercial lending applications
  • Knowledge of Agency Syndications & Loan Trading business and Syndication Loan Origination/Servicing
  • Experience working in Agile methodology; eliciting requirements, writing user stories, documenting processes, creating test cases
  • Experience with testing and defect tracking tools such as ALM or JIRA
  • Experience attending Scrum ceremonies (Daily Scrum, Sprint planning, retrospectives)
  • Proven/advanced SQL skills to develop and understand complex queries
  • Familiarity with usage and application of Loan IQ API set
  • Excellent customer service, communication, analytical, problem solving and troubleshooting skills
  • Ability to operate independently under strict timelines and provide guidance to less experienced staff
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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.

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