ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Senior Technical Program Manager for Finance, you will work with the CFO and Finance leads to identify, scope, and build capabilities our Finance team needs for EarnIn to scale. We are seeking an individual who is as excited by enabling finance as a key customer group to ensure all end-user products we build can be supported by our Finance teams internally. This position is based in our Palo Alto HQ and will require hybrid work with in-office days 2 days a week. The US base salary range for this full-time position is $181,300 - $221,500 + equity + benefits. Our salary ranges are determined by role, level, and location. Come make a difference with us and have fun doing it!
WHAT YOU'LL DO
- Define the product vision and strategy for Finance capabilities (including customer and general ledgers, finance reporting and reconciliation capabilities, and finance analytics), and identify key performance metrics for Finance capabilities.
- Lead planning with finance (accounting, treasury, financial planning, and financial operations) to build a roadmap of capabilities to continue to drive EarnIn to scale
- Define and manage KPIs, providing insights through data analysis and iterative improvements.
- Work with product teams to identify new product changes that require changes to accounting, treasury or planning flows, tools or reports, and deliver changes through engineering teams on time and on scope
- Continuously advocate for and educate teams on the vision for Finance tooling and capabilities.
- Ensure product offerings meet regulatory requirements by working closely with compliance, legal, and risk management teams.
WHAT WE'RE LOOKING FOR
- 5+ years of experience in Product or Technical Program Management
- Strong analytical skills to help identify issues and opportunities and track KPIs
- Deep understanding of accounting principles and their application to product development.
- Ability to collaborate cross-functionally with finance, legal, and compliance teams to align product goals with financial strategies.
- Excellent problem-solving and decision-making skills, with the ability to translate financial goals into actionable product strategies.
- Experience of building finance applications and a strong understanding of operational finance activities, such as accounting, forecasting, and treasury management strongly preferred
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
#LI-Hybrid
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.