Senior Tax Manager

At Multitude, we’re more than just a listed European FinTech company - we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.

Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we’re shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

We are seeking an experienced and strategic Senior Tax Manager (STM) to lead and manage tax-related matters for Multitude Group, a publicly listed multinational FinTech with 25 entities across approximately 15 countries.

Reporting directly to the Head of Tax Management, you will be responsible for transfer pricing, tax planning, forecasting, and compliance across multiple jurisdictions. You will act as a key business partner, working cross-functionally with Finance, Legal, and external advisors to ensure robust tax governance and alignment with regulatory frameworks and corporate strategy.

This role offers the opportunity to shape the future of the Group’s tax operations, systems, and policies in a dynamic and innovative environment.

Your Focus:

Tax Planning and Structuring

• Develop and manage global transfer pricing strategies and documentation.
• Collaborate with transfer pricing specialists on policy updates and intra-group arrangements.
• Provide expertise on tax implications of banking products, lending structures, and strategic initiatives.
• Lead tax-efficient structuring for operations, subsidiaries, and branches.
• Advise on M&A, strategic partnerships, and cross-border transactions.

Tax Compliance and Regulatory Reporting

• Oversee preparation, review, and timely submission of direct and indirect tax returns across multiple jurisdictions.
• Ensure adherence to all regulatory tax obligations.
• Manage monthly, quarterly, and annual tax provisions and calculations in accordance with IFRS.

Tax Forecasting and Budgeting

• Develop detailed tax forecasts and monitor legislative changes.
• Communicate tax projections and implications to management regularly.
• Collaborate with Accounting, FP&A, and Treasury to integrate tax planning into overall financial strategy.

Tax Risk Management and Regulatory Engagement

• Manage global tax risks related to lending products, structured finance, and cross-border operations.
• Serve as the primary contact for tax audits, inquiries, and dispute resolution.
• Stay informed on regulatory developments affecting the financial sector (e.g., Basel III/IV, digital taxation, bank levies).

Indirect and Transactional Taxes

• Oversee compliance and planning related to financial transaction taxes, VAT/GST, and withholding taxes.

Governance and Controls

• Establish and maintain tax control frameworks aligned with corporate governance and transparency standards.
• Ensure compliance with internal and external reporting obligations.

Tax Technology

• Drive the implementation of tax automation and digital reporting tools to increase efficiency and accuracy.

Stakeholder Management

• Collaborate closely with the Head of Tax, Group Finance, Legal, and external consultants.
• Prepare regular reports and briefings for senior management and leadership.

Qualifications & Experience:

• University degree in Finance, Accounting, Law, or related discipline; a Master’s in Taxation is an advantage.
• Professional certification (CPA, CTA, Steuerberater, or equivalent) is a strong asset.
• Minimum 8 years of experience managing tax within banking or financial services, ideally in a listed multinational company.
• Strong understanding of OECD Guidelines, EU tax law (ATAD, DAC, etc.), and international reporting standards.
• Proven expertise in transfer pricing, including database experience (Capital IQ, Moody’s, etc.).
• Strong understanding of financial product taxation and global banking regulations.
• Proficiency in Excel and experience with tax reporting systems (e.g., SAP, Oracle) is an advantage.
• Fluent in English; proficiency in German or other European languages is an asset.
• Exceptional analytical, communication, and stakeholder management skills.
• Hands-on, solution-oriented approach with high integrity and ethical standards.
• Tech-savvy mindset with a drive for automation and continuous improvement.

We offer:

At Multitude, we believe in empowering our employees to thrive personally and professionally. Here's what you can look forward to:

• A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture
• Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe
• A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement
• Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards
• Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive
• Private Health Insurance – access premium healthcare coverage for you and your family
• Pension Scheme – benefit from an employer-supported retirement savings plan
• Meal Vouchers – receive daily subsidised meal vouchers to support a healthy routine
• Urban Sports Club Membership – enjoy full access to gyms and wellness centres across Germany
• Nilo Health Platform – take care of your mental wellbeing with on-demand digital support
• Public Transport Subsidy – monthly support for your public transit costs
• Access to Corporate Benefits Portal – explore exclusive discounts on leading brands and services

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