Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.
Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.
Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co.
We are seeking a seasoned Senior Staff Software Engineer who thrives at the intersection of technical excellence and business impact. In this role, you will partner closely with engineering leadership to shape long-term technical strategy, identify systemic improvement opportunities, and drive architectural decisions across the full technology stack. You will design and build scalable, maintainable systems, lead by example through hands-on development and rigorous design practices, and elevate the broader engineering organization through mentorship and technical leadership.
This role is ideal for a highly experienced engineer who enjoys solving complex problems, influencing technical direction, and enabling teams to deliver high-quality solutions that directly support critical business objectives.
Responsibilities:
- Partner closely with engineering leadership to identify opportunities for improvement and shape long-term technical strategy.
- Design and architect high-quality, scalable, and maintainable software systems with a holistic view spanning user interfaces, backend services, and infrastructure.
- Write high-quality, production-ready code to deliver mission-critical systems, resolve defects, lead design discussions, and conduct thorough code reviews.
- Establish and promote coding standards, best practices, and design patterns while mentoring engineers to write clean, effective code and amplifying overall team output.
- Develop deep expertise in the business domain to ensure technical solutions fully align with and satisfy business requirements.
- Validate application functionality by designing and implementing automated testing strategies to prevent regressions and ensure long-term reliability.
- Collaborate cross-functionally with engineers, product partners, and business stakeholders to continuously improve products and platforms.
- Drive improvements in engineering efficiency through the adoption of modern tools, automation, and AI-enabled development platforms.
- Break down ambiguous and complex problems into clear, actionable solutions that reduce time to implementation while ensuring the right outcomes are delivered.
Requirements:
- 12+ years of professional software engineering experience, including 5+ years in system architecture and 5+ years in technical leadership roles.
- Strong expertise in designing and delivering scalable, production-grade systems across frontend, backend, and infrastructure layers.
- 5+ years of hands-on experience with AWS and Infrastructure as Code.
- Proficiency in multiple programming languages, with recent experience in Python, JavaScript, and TypeScript.
- Proven experience owning technical decisions across multiple projects and leading interdisciplinary teams from design through delivery.
- Experience delivering consumer-facing applications and mission-critical backend systems, preferably within regulated industries.
- Strong problem-solving mindset with a track record of delivering impactful technical solutions to complex business challenges.
- Excellent communication and collaboration skills, with experience working directly with stakeholders, clients, or end users.
- Demonstrated ability to mentor and elevate other engineers through coaching and technical guidance.
- MS in Computer Science or a related field, or equivalent industry experience (advanced degree is a plus).
Compensation: In addition to salary, Total Rewards include bonus eligibility, a stock option package, and benefits as outlined below. The role described above offers a base salary of $170,000 to $220,000 + corporate bonus eligibility. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity
Benefits:
- Robust Health Care Plans (Medical, Dental & Vision)
- Generous Parental Leave
- Flexible Time Off (FTO) Policy - Time Off When You Need It
- Retirement Plan (401k) with company match!
- Educational Assistance/Tuition Reimbursement up to $3K/year
- Life Insurance (Basic, Voluntary & AD&D)
- Short Term / Long Term Disability
- Robust Ancillary benefits including accident insurance, hospital insurance, etc
- Wellhub (Gympass) Wellness Benefit
- Powersports Safety Benefit
Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.
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Skills Required
- 12+ years of professional software engineering experience
- 5+ years in system architecture
- 5+ years in technical leadership roles
- Strong expertise in designing scalable systems
- 5+ years hands-on experience with AWS
- Proficiency in Python, JavaScript, and TypeScript
- Experience in delivering consumer-facing applications
- MS in Computer Science or related field
Octane Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Octane and has not been reviewed or approved by Octane.
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Leave & Time Off Breadth — Feedback suggests time off is generous, with 4+ weeks of PTO and listings showing up to five weeks self-managed or 20 accrued days. While mechanics vary by role and location, the available time off breadth is strong.
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Wellbeing & Lifestyle Benefits — Feedback suggests wellbeing perks are robust, including Gympass/Wellhub, a $3,000 education stipend, donation matching, and a $500 powersports safety benefit. These extras complement core coverage and support work-life balance.
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Retirement Support — Feedback suggests the 401(k) match up to 4% (100% of first 3% + 50% of next 2%) provides clear retirement support. This financial benefit appears consistently across postings.
Octane Insights
What We Do
We’re a fintech company that makes buying better. We connect people with their passions by combining cutting-edge technology and innovative risk strategies to make lifestyle purchases - like powersports vehicles, RVs, and outdoor power equipment - fast, easy, and accessible, while delivering a seamless, end-to-end digital buying experience in industries ripe for disruption. Octane adds value throughout the customer journey: inspiring enthusiasts with our editorial brands, including Cycle World® and UTV Driver®, instantly prequalifying consumers for financing online, routing customers to dealerships for an easy closing experience, and supporting customers throughout their loan with superior loan servicing. We work with over 4,000 dealer partners and over 30 OEMs across the United States, and we recently surpassed $1B in 2022 YTD originations. Founded in 2014, we’re a remote-first company with over 600 employees across the world, and we have offices in Irving, TX, New York, NY, and Irvine, CA. We made the top 10% of the 2022 Inc 5000 list of the fastest growing private companies in America and are Certified as a Great Place to Work®.
Why Work With Us
We’re a diverse team of innovators determined to give our customers the best possible experience. Information is shared transparently, enabling cross-functional collaboration. We’re a performance based culture where accomplishments are both celebrated and rewarded, always looking for new talent to help us develop our industry-leading products.
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