Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.
Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2018). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.
Overview
We are looking for a passionate and pragmatic AI tech lead to design and deliver AI systems for both internal and customer-facing applications. You will be working out of our brand new office in New York City.
What You'll Do
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Set the company’s AI roadmap in collaboration with our leadership.
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Work in collaboration with a growing team of AI Engineers on the design and execution of AI Proof Of Concepts (POCs).
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Collaborate with Product leaders and Engineers from other teams to productionize successful POCs.
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Set and maintain high development standards for the team.
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Have fun experimenting with new technologies and staying up to date with the latest developments in the field (e.g., through conferences, professional networks, …).
Requirements
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A PhD in a relevant field (e.g., Machine Learning, Computer Science, Mathematics, Statistics, …) and 4+ years of experience building Machine Learning and AI systems OR Master degree in a relevant field and 8+ years of experience building Machine Learning and AI systems.
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Proficiency in Python and modern libraries (e.g., Pydantic, FastAPI, …).
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Proficiency in Machine Learning and AI libraries (e.g., PyTorch, TensorFlow, …) and ecosystems (e.g., HuggingFace).
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Proficiency in AI agent frameworks (e.g., LangGraph, CrewAI, …).
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Proficiency in software development best practices (version control, testing, CI/CD, …).
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Working knowledge of cloud development (e.g., familiar with any of AWS, Azure, GCP).
Nice to Have
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Working knowledge of Kubernetes or other container solutions.
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Working knowledge of Infrastructure as Code (e.g., Terraform, AWS CDK, …).
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Familiarity with other languages (e.g., TypeScript/JavaScript, Go, Rust, …).
Benefits & Perks
Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.
We believe working alongside each other is the best way to build a great product and company culture. While the expectation is to spend most of our time in office, we want to allow flexibility to employees when needed. Our goal is to provide an office environment for everyone that is inclusive and fosters collaboration while allowing for deep focus and productivity. We understand that life happens and there are circumstances that require flexibility. We want to support everyone in those moments and allow employees to operate outside of the office when needed. We are committed to ensuring that everyone is able to balance both their personal and professional responsibilities.
Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.
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100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
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401(k) with a 2.5% match and immediate vesting
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Meal program for breakfast, lunch, and dinner
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Monthly fitness reimbursement up to $100
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Life and accidental insurance
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Flexible PTO
Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.
Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.
Top Skills
What We Do
Credit Genie takes a non-traditional approach to debt relief - we perform a holistic review of a consumer's financial situation to calculate the appropriate debt reduction. Lenders have more confidence in Credit Genie's evidence-based, data driven, debt relief solution which along with helping the borrower directly, also reduces the risk of a borrower's complete default, and vastly improves overall default rates in the debt industry.
Led by founder Ed Harycki (former founder of Swift Capital / acquired by PayPal), Credit Genie is on a mission to help customers succeed by bringing ingenuity, fairness, and humanity to helping them resolve their personal debt matters.
The US consumer debt market is over $1.5 trillion and growing, with tens of millions of households struggling to meet their financial obligations. The current market to resolve this problem is fragmented, lacks transparency, and is very costly to consumers and their lenders.
Credit Genie is on a mission to fix this problem. We are building the first technology-based solution that allows borrowers to work directly with their lenders to find solutions that are fair to all parties. Through innovative debt relief solutions and its free cash advance app, Credit Genie is helping consumers tackle their unsecured debt burdens. Credit Genie is also developing educational programs to help ensure that consumers can better manage their financial affairs and achieve a healthier financial standing.
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