Playing a key role in Enterprise Risk, you'll support the continued delivery of an effective and efficient risk management framework. The role acts as a champion of Enterprise Risk and NewDay’s values, partnering closely with business functions to support, challenge and provide oversight of day to day governance, risk, and controls. Our partnering model enables us to build strong stakeholder relationships, offer guidance, align with strategic priorities, and contribute to the team’s vision for developing risk partnering and assurance capabilities.
How you’ll contribute
Providing risk insight, including oversight of new business and regulatory developments.
Building strong governance and oversight of credit risk strategies to ensure good customer outcomes, whilst delivering commercial goals and credit appetite.
Designing and delivering credit risk assurance activities, challenging the effectiveness of the control environment, adapting to regulatory or business change, and sharing insights across Enterprise Risk teams to drive a cohesive risk culture.
Collaboration, proactive contribution to cross team initiatives, and consistently delivering the risk agenda are core to the role’s value and impact.
We're looking for these essential skills
Experience in consumer credit risk, including the consumer credit lifecycle and consumer credit strategy rules
Strong partnering skills, developing trust built on demonstrable risk management expertise and experience.
An ability to understand the strategic agendas and key deliverables of the business areas, and thereby be able to counsel, guide and connect with key stakeholders in a meaningful way.
Control testing, assurance reviews, risk assessments and mitigation plans.
Strong written and verbal communication skills, including the ability to produce clear, insightful reports.
It’s a plus if you also have these skills
Regulatory knowledge
Credit Models
Python, SQL
Data governance
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At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process.
Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you.
We work with Textio to make our job design and hiring inclusive.
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What We Do
At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience. Our in-house, highly scalable digital platform alongside our proprietary credit decisioning capability unlocks our competitive advantage. Our broad credit product offering enables instalment finance, BNPL, 0% finance and carded and digital revolving credit. We operate multiple direct-to-consumer products and a range of credit solutions with some of the UK’s most loved brands. Our underwriting capability and experience allow us to responsibly say yes to more UK customers making us a merchant partner of choice. We partner to harness the power of data to drive commerce across the UK, creating value at scale.
