Responsibilities
Code software primarily in PHP, Javascript/Vue/AngularJS, HTML, CSS. Design, implement, test, debug, and deploy features and services from product specification. Work with the Product team to deliver code that addresses business needs.
Use and manage relational SQL databases. Use SQL programming language to perform Create, Retrieve, Update, and Delete operations (DDL and DML commands). Design and implement database schema changes to support new features.
Understand the importance of customer data. Proper handling of customer’s sensitive information. Build data driven products
Work with global engineering teams and partners to deliver great products into international markets. Design and implement tools to guarantee that remote teams are able to support partners’ needs. Build APIs to deliver the data partners need in real-time.
Build independently and/or take ownership of sets of features. Contribute to feature development across the full life-cycle: requirements to implementation, requirement changes, follow-up implementation, and bug fixes.
Grow the engineering team. Provide mentorship and documentation for new engineers. Interview new candidates for the team
Be willing to work in a collaborative environment. Participate in code reviews as an important part of the job. Be able to work collaboratively with other engineers using engineering practices but not limited to , pair programming and TDD. Willing to work in an Agile environment.
Requirements
Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field.
7+ years of experience in financial technology services.
Proficiency in front-end and back-end technologies, PHP, Java, Javascript/Vue/AngularJS, HTML, CSS, SQL.
Strong problem-solving and analytical skills.
Excellent communication and collaboration skills.
Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored.
Benefits
- Local benefits depending on the country of hire
- Company-funded health insurance for employee and immediate family Company-funded employee life and disability insurance
- Paid vacation days, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone finance, headphone benefit, home office equipment allowance and wellness perks
- Catered lunches
Skills Required
- Bachelor's degree in computer science, software engineering, or related field.
- 7+ years of experience in financial technology services.
- Proficiency in PHP, Java, JavaScript, Vue, AngularJS, HTML, CSS, and SQL.
- Experience using and managing relational SQL databases, including DDL and DML.
- Strong problem-solving and analytical skills.
- Excellent communication and collaboration skills.
- Teamwork experience including code review, pair programming, mentoring, and being mentored.
- Experience building APIs and integrating with partner systems.
- Proper handling of customer sensitive data and data-driven product development.
PayJoy Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.
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Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
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Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
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Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.
PayJoy Insights
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
