Senior Software Engineer - Treasury Safeguarding

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London, Greater London, England, GBR
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission.

Job Description

Wise is one of the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 15 million customers across the globe and we’re growing. Fast.

Current banking systems don't let us send, spend or receive money across borders easily. Or quickly. Or cheaply. 

So, we’re building a new one.

And, we need a talented Software Engineer to join our mission.

The team you’ll be working with: Treasury Safeguarding

Wise is growing fast in volume, revenue, gross margin, and customer products. Our customers already trust us with £14 Billion of their funds across 10+ licensed entities across the globe. The Safeguarding team is mission-critical and we ensure we put the safety of customer funds at the heart of what we do, as Wise continues to scale into new markets and products.

The Treasury Safeguarding Engineering Team builds and constantly improves scalable and reliable services that enable this large scale operation of safeguarding customer funds. .You will develop the systems, processes and controls by which we manage financial and operational risks to customer funds, in line with local regulations around the globe in real time. 

You will have very interesting challenges with high data volumes, fighting performance bottlenecks, implementing fault-tolerant solutions, and deep diving into the finance and treasury domain.

You will constantly collaborate with teams across Engineering and Analytics. You will also partner deeply with teams across the business including Operations, Finance, Compliance, Risk & Controls.

What does it take: 

  • A strong product mindset, you prioritise work with the customers in mind and make data-driven decisions

  • Sense of ownership and great communication skills to drive projects across teams

  • Ability to work independently while also being a good team player. Your work will frequently involve cross-team collaboration.

  • Ability to break down complex projects into incremental milestones that deliver customer value

  • Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested 

  • Curiosity and drive for continuous learning and improvement

  • Following and advocating best coding practices, continuous delivery and code reviews

  • Knowledge and experience with a messaging system, like Kafka

  • Knowledge of Java and Spring boot is a plus

  • Experience working with relational and non-relational databases, SQL query optimisation and designing schemas is a plus

What does success look like?:

  • You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute 

  • You’ll understand how our values can help you guide your work 

  • You’ll understand our customers and the impact our product makes in their lives

  • You’ll identify technical challenges and opportunities and help us build a world class money transfer product 

What you get back:

  • The empowerment to solve problems your way 

  • The freedom to have real impact

  • Loads of development opportunities 

  • A fun work environment with social activities and events

  • The opportunity to work with super smart people 

Find out more about our benefits in our London office.

Interested? Find out more:

  • 👀 How we work - a practical guide

  • 📹 Wise Vlogs: Omar, Engineering Lead 

  • 💻 The Wise Tech Stack, 2020 edition

  • 📈 Our Engineering career map

  • 🚀 Engineering career journeys at Wise

...or check out our Engineering blog.

We’re people without borders — without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you.

And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Not Specified
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