At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.
If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.
THE WORK:
Are you a highly skilled and passionate software engineer looking for an exciting new challenge? Join Ripple and help redefine the way we send and receive payments globally! As a Senior Software Engineer, you will have the chance to develop enterprise-level payment applications that enable FinTech and banks to settle cross-border payments instantly, securely, and efficiently.
As a technical guide, you will collaborate with a team of engineers to prototype and implement new solutions for sophisticated software problems, providing invaluable insights and mentorship to the team. You will work closely with multi-functional teams, including product, legal, and business development, to ensure that your design decisions are aligned with the strategic goals of the organization. Join us on this exciting journey and help craft the future of payments and the Internet of Value!
WHAT YOU’LL DO:
- A deep understanding of distributed systems architectures, trade offs, and challenges as they relate to payment transactions.
- Experience building highly scalable and performant enterprise software
- Excellent proven understanding of Java and its ecosystem (i.e. threading, concurrency ... etc).
- Eagerness to work openly and collaboratively with a diverse team
- A positive demeanor and a passion for sharing knowledge - the go-to person on the team for small and large questions
- Ability to encourage engineering standard processes in a team and the larger department
WHAT YOU'LL BRING:
- 5+ years experience in Software Engineering, with a deep focus on backend systems.
- Deep, hands-on backend engineering experience building and operating modern, cloud-native, and highly-available distributed systems.
- Proven track record designing and delivering complex features within large-scale systems in complex, regulated environments.
- Strong skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts.
- Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
- Ability to tactically navigate and reduce technical debt while driving significant business value and managing feature-level migration efforts.
- Strong technical ownership skills: demonstrated ability to own the technical delivery for complex features and influence local, cross-team decisions.
Preferred (But Not Required)
- Experience with our current stack: Java + Spring Boot. We welcome candidates from other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
- Experience with event-driven architecture (Kafka, SNS/SQS, etc.), essential for building a decoupled and resilient platform.
Other common names for this role:
WHO WE ARE:
Do Your Best Work
- The opportunity to build in a fast-paced start-up environment with experienced industry leaders
- A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
- Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
- In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
- Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
- We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!
Take Control of Your Finances
- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
Take Care of Yourself
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy - work with your manager to take time off when you need it
- Industry-leading parental leave policies. Family planning benefits.
- Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events
Benefits listed above are for full-time employees.
Skills Required
- 5+ years of experience in software engineering, with a deep focus on backend systems
- Hands-on experience building and operating modern, cloud-native, highly available distributed systems
- Experience designing and delivering complex features within large-scale systems in complex, regulated environments
- Strong Java and Java ecosystem knowledge, including threading and concurrency
- Strong API design and integration skills using REST and/or gRPC
- Experience with cloud platforms, preferably AWS
- Experience with container orchestration using Kubernetes or ECS
- Ability to reduce technical debt and manage feature-level migration efforts
- Demonstrated technical ownership of complex feature delivery and cross-team decision influence
- Experience with Java and Spring Boot
- Experience with event-driven architecture, including Kafka or SNS/SQS
- Experience with Go, Kotlin, C#, Python, or Rust as an alternative backend stack
Ripple Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ripple and has not been reviewed or approved by Ripple.
-
Healthcare Strength — Comprehensive coverage, including employer-paid medical, dental, and vision from day one, is emphasized alongside wellbeing resources and stipends. This indicates strong foundational healthcare support as part of total rewards.
-
Parental & Family Support — Paid parental leave of substantial duration and inclusive family-forming benefits (via fertility support) are highlighted. These offerings signal robust backing for diverse paths to parenthood.
-
Leave & Time Off Breadth — Flexible or unlimited PTO paired with additional company-wide recharge days points to ample time-off provisions. Public materials also reference generous closures that facilitate periodic rest.
Ripple Insights
What We Do
Ripple provides one frictionless experience to send money globally using the power of blockchain technology. By joining Ripple’s growing global network, financial institutions can process their customers’ payments anywhere in the world instantly, reliably and cost-effectively. Banks and payment providers can use the digital asset XRP to further reduce their costs and access new markets. Founded in 2012, Ripple's vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple is the only enterprise blockchain company today with products in commercial use. Ripple’s global payments network includes over 300 customers across 40+ countries and six continents.
.png)
