Senior Software Engineer- Payment Processing Platform (Java)

Sorry, this job was removed at 12:17 p.m. (CST) on Monday, Oct 06, 2025
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London, England
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing Fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Current traditional banking infrastructure is antiquated making it inherently slow, complicated, and expensive to send, spend, or receive money internationally. This inefficiency is often rooted in the reliance on costly, legacy payments systems.

Our goal is to provide reliable and scalable services that can be used by all the other product teams in the company. We provide such systems for transfers, and payouts domains.

We want our platform to be easy to use, integrate, and extend, while also enforcing good practices, risks mitigation, and maintaining high performance.

What does success look like?:

  • You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute 

  • You’ll understand how our values can help you guide your work 

  • You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them 

  • You’ll be raising the automation level to enable scaling of the product

  • Understand our customers and the impact our product makes in their lives. You’ll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities

Qualifications

What does it take: 

  • A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points 

  • Great communication skills to drive cross team projects

  • The ability to articulate complex, technical concepts to non-technical audience

  • You enjoy writing testable, easy to extend, high-quality code

  • You have solid Java 11 plus knowledge, experience with Spring framework and microservice best practices

  • Advocate for best coding practices, code reviews and open feedback

  • Experience Distributed and Concurrent Systems

  • Hands on knowledge of microservice architecture patterns

  • Experience working with relational databases, messaging queues and designing schemas

Additional Information

  • The empowerment to solve problems your way and the freedom to have real impact on customers’ lives. 

  • Loads of development opportunities in a growing team through launching new products / features consistently in an in-demand region.

  • A fun work environment with social activities and events

  • Travel opportunities to other Wise offices around the world

  • The opportunity to work with super smart peopl

Interested? Find out more:

  • 👀 How we work - a practical guide

  • 📹 Wise Vlogs: Omar, Engineering Lead 

  • 💻 The Wise Tech Stack, 2020 edition

  • 📈 Our Engineering career map

  • 🚀 Engineering career journeys at Wise

...or check out our Engineering blog.

Find out more about our benefits in our London office.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Lindsay
Surendra
Smrithi
Pavan
Asya
Jennifer
Lauren

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The Company
HQ: Austin, TX
6,000 Employees
Year Founded: 2011

What We Do

We’re making a positive, irreversible change in the world of finance. Together.

People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.

Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.

For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.

We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

Why Work With Us

We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise

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WISE Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!

Typical time on-site: 2 days a week
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