About Us
DriveWealth is on a mission to make investing easier. We believe that everyone should have the ability to control their financial future, and that access to financial markets should not be limited by geography, wealth, or legacy systems. We are a global B2B financial technology organization dedicated to democratizing access to financial independence around the world. Our mission is realized through an API-based platform, empowering our partners to offer seamless investing and trading experiences to clients worldwide, all from their mobile devices. Our technology provides partners with a modern, extensible toolkit, enabling traditional investment workflows and innovative techniques like fractional share ownership. DriveWealth has evolved into a global platform offering trading of US equities, mutual funds, ETFs, fixed income, and options.
There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for this opportunity. Our culture blends the pace and agility of a fintech start-up with the impact, stability, and discipline of Wall Street. We encourage creativity and experimentation while ensuring institutional-grade execution and regulatory compliance in everything we do. Join us and help build the future of global investing!
We are seeking an experienced Java Backend Engineer to design, build, and scale the core systems that power brokerage account operations for DriveWealth's global institutional partners. This role is with DriveWealth's Party & Account Services, the team responsible for customer onboarding, KYC and compliance workflows, brokerage account lifecycle management, and integrations with clearing, tax reporting, and regulatory systems.
You will work closely with product managers, compliance, quantitative, and risk teams to translate complex regulatory and business requirements into robust, production-grade backend systems. These systems span a wide range of capabilities, including support for joint and retirement account types, tax form processing, domain event-driven workflows, and downstream clearing integrations with platforms such as FIS, DTCC and InteliClear.
Build the account infrastructure that global institutional partners and millions of investors depend on every trading day.
What You'll Do- Ensure Tier-1 API availability and meet SLA requirements (150 ms target ) across core services.
- Design and deliver backend Java services for DriveWealth's Party & Account System (PAS)—the core platform that manages user registration, KYC workflows, and the full brokerage account lifecycle for global institutional partners.
- Lead the technical design and implementation of new account types from API ingestion through validation, data storage, and event publishing.
- Build and maintain REST services and Kafka-driven asynchronous processors that support account operations across equities, options, and fixed-income asset classes.
- Own integrations with downstream clearing and reporting systems, including InteliClear (INTC/AOD), FIS, DTCC ACAT, and BetaNXT tax reporting.
- Partner cross-functionally with quantitative, product, compliance, and risk teams to translate regulatory requirements (KYC, W-8/W-9 tax forms, FINRA rules) into precise, testable system behavior
- Monitor production systems (EKS, Postgres, DynamoDB, Redis, Kafka) and diagnose latency, throughput, resiliency, and consistency issues across distributed asynchronous workflows.
- 7+ years of experience building backend systems in Java, with strong proficiency in Java functional programming concepts and Spring Boot 3.
- Deep experience with DynamoDB, including partition key and sort key design, GSI access patterns, conditional writes, and atomic operations.
- Hands-on experience designing and operating Kafka-based systems.
- Experience in brokerage, fintech, or clearing environments. Familiarity with account types, KYC workflows, tax reporting (W-8/W-9), and clearing file formats (DTCC, INTC) is highly desirable.
- Ability to write comprehensive unit and integration tests using JUnit 5 and Mockito, with a strong understanding of testing behavior versus implementation details.
- Strong understanding of transactional boundaries, eventual consistency, and post-commit side-effect patterns in distributed systems.
- Experience deploying and operating applications on AWS, including DynamoDB, S3 and SQS.
- Excellent communication skills, with the ability to translate compliance and legal requirements into clear, unambiguous technical specifications.
- Strong expertise in REST API design, including HTTP semantics, error modeling, API versioning, and backward compatibility.
- Strong system design skills, with the ability to architect solutions that address both functional and non-functional requirements, including scalability, reliability, performance, security, and maintainability.
- Experience with Redis-based caching and distributed locking patterns
- Experience working with internal shared libraries, Maven multi-module repositories, and JFrog Artifactory.
- Familiarity with LLMs, Agents, prompt engineering, RAG, embeddings, vector databases, and semantic search patterns.
- Experience building AI-powered applications using frameworks such as LangChain, LangGraph, CrewAI, or Strands SDK.
- Exposure to agentic AI architectures, including multi-agent orchestration, tool calling, workflow automation, memory management, and HITL approval pattern.
- Familiarity with MCP, AI tool integrations, and API-driven agent ecosystems.
This role is open to candidates in the following locations:
New York, NY - Hybrid
- This role is expected to come into the office 2-3 days/week on a cadence set by the Hiring Manager/Team.
- If you're not based in one of the locations listed above, this role is not a fit, and we cannot accommodate remote work outside these locations.
- Applicants must be authorized to work for any employer in the U.S. DriveWealth does not sponsor or take over sponsorship of an employment visa at this time.
Pay Range: $155,000 USD – $175,000 USD
Working at DriveWealth
We do our best work when we’re in the same room. To maintain the speed our partners expect, our New York, Chicago, and Lithuania teams work in-office 4 days a week. We’ve found that being physically side-by-side is the only way to solve complex problems in real-time and stay truly accountable to the products we ship. When you’re here, you’re working directly with the people making the decisions.
To support that work, we provide competitive compensation, equity, and a 401(k) match. We also offer Medical, Dental, and Vision Insurance, Disability Insurance, and Paid Parental Leave, along with a wellness reimbursement, a company-provided phone, and a personal development allowance. Finally, we value the time you spend away from the office with generous PTO, observed holidays.
Work Authorization
Applicants must possess the legal right to work in the country where the position is located at the time of application. DriveWealth requires all employees to provide original documentation verifying their work authorization on or before their first day of employment.
For US-based roles: Applicants must be currently authorized to work in the United States on a full-time basis without the need for current or future visa sponsorship. DriveWealth does not provide visa sponsorship or support for employment authorization, including transfers, at this time. Offers of employment are strictly contingent upon an individual’s ability to secure and maintain the legal right to work at the Company.
How We Think About AI
We leverage AI to work smarter and move faster. We seek AI-curious talent who are proactive about using emerging tools to increase signal quality, reduce friction, and improve outcomes to deliver products faster, provide better service to our partners, and to streamline processes. Your ability to leverage our internal tools and technology to drive results is as important to us as your core domain expertise.
Compensation
Pay is generally based on the level, complexity, responsibility, location, and job duties/requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a recruiter about our compensation philosophy and other available benefits. This role is eligible for base, bonus, equity, 401(k) match, and heavily subsidized benefits and perks.
Equal Employment Opportunity
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply.
Agency Disclaimer
DriveWealth does not accept agency resumes. Do not forward resumes to our jobs alias, employees, or any other organization location. DriveWealth is not responsible for any fees related to unsolicited resumes.
Skills Required
- Senior-level backend development experience in Java
- Design and build REST APIs with strict SLA/latency targets
- Experience with Kafka-driven asynchronous processing and event-driven architectures
- Production experience with Kubernetes/EKS and monitoring distributed systems
- Experience with PostgreSQL, DynamoDB, and Redis
- Integrations with downstream clearing and reporting systems (InteliClear, FIS, DTCC ACAT, BetaNXT)
- Familiarity with KYC, W-8/W-9 tax forms, FINRA rules, and compliance-driven workflows
- Must be located in and able to work New York City Metro in-office 2-3 days/week
- Authorized to work in the U.S. without sponsorship
- Experience with Maven multi-module repos and JFrog Artifactory
- Familiarity with LLMs, LangChain, RAG, embeddings, vector DBs, or agentic AI architectures
DriveWealth Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about DriveWealth and has not been reviewed or approved by DriveWealth.
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Strong & Reliable Incentives — Compensation is structured with salary, incentive pay, and stock equity, aligning rewards with longer‑term company goals. For certain technical roles, total packages are positioned as competitive.
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Healthcare Strength — Multiple medical, dental, and vision options are available alongside HSA/FSA, life, AD&D, and short/long‑term disability. Fertility benefits and mental‑health resources are also highlighted.
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Leave & Time Off Breadth — Paid holidays and an unlimited vacation policy broaden time‑away options. These policies indicate a permissive approach to time off.
DriveWealth Insights
What We Do
Over the past ten years, DriveWealth has been breaking down the barriers between global investors and U.S. markets and improving the financial lives of people that have been traditionally underserved and underbanked. We’ve built patent-pending technology to fractionalize US equities and were the first to receive a license to do so in 2015.
Why Work With Us
DriveWealth is growing quickly, and we need your help! This year we plan to getting close to doubling our headcount. We've raised over $100M so far from seasoned fin-tech investors Route 66, Point 72, and Raptor.
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