Zopa Bank

Senior Software Engineer - Manchester

Posted 2 Days Ago

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Manchester, Greater Manchester, England

Hybrid

Senior level

Fintech • Payments • Financial Services

The Role

Designing and building scalable backend systems, mentoring junior engineers, collaborating with teams, and ensuring quality and delivery for financial products.

Summary Generated by Built In

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

The engineering challenge

Our Software Engineers don't just write code, they solve real financial problems for millions of customers. You'll work on distributed systems processing thousands of transactions daily, build resilient services that handle people's money, and create experiences that make traditionally complex financial products feel simple.

Your Impact

Designing, building and running scalable backend systems using Kotlin and AWS
Contributing to technical direction, team practices and architectural decisions
Collaborating closely with product managers, designers and other engineers
Mentoring junior engineers and helping to raise the technical bar
Owning your team’s code, quality and delivery
Taking part in the full SDLC — including operating your own services in production
Writing well-tested, clean code
Making smart trade-offs between speed, quality and risk to deliver customer value quickly

Your Toolkit

Strong backend engineering experience using Kotlin or Java in a production environment
Passionate about building reliable, high-quality products — not just writing code
Comfortable working on distributed systems with scale and complexity
Advocates for testing, clean code, and automation throughout the development process
Understands trade-offs in product delivery and values pragmatism
Enjoys solving problems collaboratively and mentoring others
Clear communicator with experience working cross-functionally
Excited by fast-moving environments and full ownership of your work

Our Engineering Culture

Customer impact over unnecessary complexity
Team success over individual heroics
Operational ownership, not just feature delivery
Continuous improvement through honest feedback

Added Bonus

Experience with fintech or banking is a plus, but we value problem-solvers from all backgrounds

#ON-LI1

At Zopa we value flexible ways of working.

We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week. (WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.)

You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Top Skills

AWS

Java

Kotlin

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The Company

HQ: London

735 Employees

Year Founded: 2005

What We Do

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.