Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Software Engineer - Java
Senior Software Engineer - Java
Overview
As a Senior Software Engineer, you will play a key role in designing, building, and evolving resilient, scalable, and high quality software solutions that deliver real business value.
You will contribute to technical direction, influence architectural decisions, and drive engineering excellence across systems, processes, and practices.
You will collaborate closely with product, engineering, and operations teams to solve complex challenges, ensure high quality delivery, and support reliable production systems.
Role
In this role, you will:• Design, develop, and maintain scalable and reliable software solutions aligned with business needs• Contribute to architecture and technical design decisions across systems and services• Write high-quality, maintainable, and well-tested code• Perform code reviews and ensure adherence to engineering standards and best practices• Lead or actively contribute to planning, prioritization, and backlog management• Troubleshoot and resolve complex technical issues across systems and environments• Ensure high levels of quality through testing strategies (unit, integration, performance, etc.)• Collaborate with cross-functional stakeholders (product, architecture, operations) to deliver end-to-end solutions• Drive continuous improvement of development practices, tools, and processes• Mentor and guide junior engineers, fostering a culture of learning and collaboration
All About You
We are looking for someone who:• Has strong experience in software development across modern technologies and architectures• Demonstrates solid understanding of system design, APIs, and scalable distributed systems• Writes clean, efficient, and well-tested code, with strong debugging and problem-solving skills• Good understanding of account-based payments and enabling schemes and integrations towards ERP systems• Experience from fintech, open banking, bank APIs, ERP integrations or accounting software environments• Has experience with test strategies and quality practices across the SDLC• Is comfortable working in complex, multi-tiered systems and production environments• Communicates clearly and effectively across technical and non-technical stakeholders• Shows ownership, accountability, and a drive to deliver high-quality outcomes• Is proactive in identifying improvements and driving change• Enjoys mentoring others and contributing to a strong engineering culture• Thrives in a collaborative and agile environment
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Strong experience in software development across modern technologies and architectures
- Solid understanding of system design, APIs, and scalable distributed systems
- Strong clean-code, debugging, and problem-solving skills
- Understanding of account-based payments, payment schemes, and ERP integrations
- Experience in fintech, open banking, bank APIs, ERP integrations, or accounting software environments
- Experience with test strategies and quality practices across the software development lifecycle
- Ability to work in complex, multi-tiered systems and production environments
- Clear communication with technical and non-technical stakeholders
- Ability to mentor junior engineers
- Experience working in a collaborative agile environment
Mastercard Compensation & Benefits Highlights
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Retirement Support — Retirement plans are presented as best-in-class with a high company match on 401(k) or local equivalents. Career materials and U.S. postings consistently highlight retirement matching as a standout feature.
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Leave & Time Off Breadth — U.S. postings describe generous paid time off including vacation, personal days, holidays, sick/safe time, and additional bereavement leave. A hybrid policy and a limited “work from elsewhere” option further support time away.
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Parental & Family Support — Company pages state a global minimum of 16 weeks of paid new-parent leave across birth, adoption, and foster, plus family-building assistance where permitted. Mental-health resources and caregiving supports are also emphasized.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Mastercard Teams
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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