Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.
We are hiring a Senior Software Engineer for our Issuing team to lead Lithic’s next phase of growth. The Issuing team builds and maintains services that manage the entire lifecycle of an account holder and card, including card issuance, physical card manufacturing, digital wallet tokenization, as well as KYB/KYC. Additionally, the Issuing team designs and maintains the stability of Lithic’s API (gateway, SDK), working with other teams to maintain our developer-first brand promise. You will become an expert in the card payments space. The team primarily uses Python and is rapidly adopting Rust.
Job responsibilities:- Lead development of new card and account opening lifecycle features (card issuance, tokenization, physical card manufacturing, KYB/KYC, document collection & applications)
- Own initiatives from planning to launch, keeping stakeholders informed and aligned along the way
- Ensure high reliability and availability for Lithic’s API
- Orchestrate cross functional teamwork to design standards across all engineering teams
- Provide expertise to bring industry best practices to our APIs
- Lead efforts to improve systems and processes within the team
- Participate in the team on-call rotation
- Experience shipping in production environment and leading projects
- Strong distributed system instincts and design skills
- Experience in or desire to learn Rust
- Ability to lead cross-functional projects and step in as a strong individual contributor
- Growth mindset and continuous desire to learn and improve
- An interest in fintech and the payments space is preferred
Base salary range for US candidates: $160,000 - $190,000
- Health, vision, and dental insurance; HSA Contribution Match
- Unlimited PTO
- 401(k) match
- Voluntary Life Insurance and AD&D
- 3% cashback on all Privacy purchases
- 12-weeks fully paid parental leave
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 5-Year Fully Paid 4-Week Sabbatical Program
We believe in-person collaboration boosts creativity, communication, and agility, which are key to our growth. Employees in the NYC area are asked to work from our SoHo office three days a week - Tuesdays and Thursdays are core in-office days - the third is flexible.
In-office employees receive:
- $50/month towards your commute
- Free lunch every Tuesday and Thursday
Top Skills
What We Do
Before Lithic, we started Privacy.com in 2014 to build the safest and easiest way for consumers to pay online. We worked with a legacy issuer processor and it took us over a year to launch our card program. Even after we were up and running, scaling and ongoing maintenance were a pain—batch processing delays, scheduled downtime windows, and black-box systems we couldn't debug.
From this experience, we learned firsthand that the financial services supply chain is broken—in the United States, the industry is still dominated by 30-year-old companies that run on mainframes.
So we built Lithic, the issuing and processing infrastructure we always wanted, with developer-friendly, modern, well-documented APIs, insanely fast speed-to-market, and flawless reconciliation—purpose built to give card issuers extremely high levels of observability, control, and flexibility over their card programs. We own the entire technical stack: direct connections to Visa, Mastercard, and Amex, our own authorization engine delivering sub-100ms responses, an immutable ledger system, and real-time webhooks for every transaction event.
Today, we power card programs for 100+ innovative companies including Mercury and Privacy.com—maintaining 99.99+% uptime without maintenance windows while processing billions in payment volume. And we're just getting started.
Lithic currently has 150+ employees in 26 states and 6 countries, with an HQ in NYC, backed by Bessemer, Index, and Stripes.
Why Work With Us
Our team is at the center of everything we do. But we know that work isn't everything, we value flexibility and quality benefits. We strive to be a place where you know your ideas are always heard, you and your teammates learn from each other and make each other better, and you know your work is impacting users and the industry at large.
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