Senior software engineer II - Personal onboarding Verification

Reposted 18 Hours Ago
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London, England
Hybrid
105K-130K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
The Senior Software Engineer II will lead efforts in KYC checks and identity verification, collaborating with cross-functional teams to design and implement solutions.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role:

The Personal Onboarding Verification team at Wise is the team responsible for KYC checks and identity verification that our customers have to go through before they are compliant to start using our products. The teams responsibility spans end-to-end from document collection flows customer have to go through to submit their data, to automated review using external vendors or internal ML models, to tooling our agents use, and finally the whole lifecycle of the collected information.  

Having product-focused and forward-thinking engineers has allowed Wise to cater to the needs of customers unlike any other business. They have built a world-leading platform and product, but there is still more to do.

How we work: 

We’re a cross-functional team of engineers and data scientists working hand-in-hand with a Product Manager, Analyst, and Designer. Together, we deliver seamless, impactful solutions across all Wise platforms. Collaboration is at the heart of what we do—we value ownership, knowledge sharing, and a commitment to building stable, scalable systems while embracing fast-paced learning and iteration.  

What will you be working on: 

This engineer will be one of the most senior in the team, delivering impact beyond individual contributions. They will be responsible for looking at the broader picture of engineering, contributing ideas, engaging in white boarding, designing, and questioning, initially getting stuck into building identity verification as part of an onboarding flow. 

Qualifications

What do you need? 

  • Java experience
  • Distributed systems
  • Ability to handle different stakeholders and communicate across teams
  • Collaboration skills; not someone who solves complex tasks alone

Product Mindset

  • A customer-first approach—you prioritise work that solves real customer pain points and use data to drive decisions. 
  • The ability to take ownership of complex problems, propose solutions, and drive projects end-to-end to deliver measurable impact.  
  • A knack for identifying opportunities to deliver value faster and providing constructive feedback on product and design decisions.  

Collaboration & Leadership

  • Strong communication skills—you can break down complex technical concepts for non-technical audiences and collaborate effectively across teams.  
  • A proactive mindset—you take initiative to improve our codebase, architecture, and processes.  
  • A passion for mentoring and knowledge sharing—you enjoy helping junior engineers grow and fostering a culture of learning within the team.  

Additional Information

What do we offer: 

  • £105,000 - £130,000 
  • Wise Benefits

 

Interested? Find out more:

  • How we work – a practical guide

  • Wise Tech Stack (2025 update)

  • Our Engineering career map

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – https://medium.com/wise-engineering

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Top Skills

Distributed Systems
Java

What the Team is Saying

Lindsay
Surendra
Smrithi
Pavan
Asya
Jennifer
Lauren
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The Company
6,500 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money.

With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.

In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Not Specified
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