Senior Software engineer II - Personal onboarding verification team

Reposted 3 Days Ago
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London, England
Hybrid
105K-130K
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing Fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
As a Senior Software Engineer II in the Personal Onboarding Verification team, you'll lead engineering efforts for identity verification processes, ensuring compliance and enhancing customer onboarding experiences. You'll work collaboratively with cross-functional teams to develop scalable solutions while mentoring junior engineers.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role:

The Personal Onboarding Verification team at Wise is the team responsible for KYC checks and identity verification that our customers have to go through before they are compliant to start using our products. The teams responsibility spans end-to-end from document collection flows customer have to go through to submit their data, to automated review using external vendors or internal ML models, to tooling our agents use, and finally the whole lifecycle of the collected information.  

Having product-focused and forward-thinking engineers has allowed Wise to cater to the needs of customers unlike any other business. They have built a world-leading platform and product, but there is still more to do.

How we work: 

We’re a cross-functional team of engineers and data scientists working hand-in-hand with a Product Manager, Analyst, and Designer. Together, we deliver seamless, impactful solutions across all Wise platforms. Collaboration is at the heart of what we do—we value ownership, knowledge sharing, and a commitment to building stable, scalable systems while embracing fast-paced learning and iteration.  

What will you be working on: 

This engineer will be one of the most senior in the team, delivering impact beyond individual contributions. They will be responsible for looking at the broader picture of engineering, contributing ideas, engaging in white boarding, designing, and questioning, initially getting stuck into building identity verification as part of an onboarding flow. 

Qualifications

What do you need? 

  • Java experience
  • Distributed systems
  • Ability to handle different stakeholders and communicate across teams
  • Collaboration skills; not someone who solves complex tasks alone

Product Mindset

  • A customer-first approach—you prioritise work that solves real customer pain points and use data to drive decisions. 
  • The ability to take ownership of complex problems, propose solutions, and drive projects end-to-end to deliver measurable impact.  
  • A knack for identifying opportunities to deliver value faster and providing constructive feedback on product and design decisions.  

Collaboration & Leadership

  • Strong communication skills—you can break down complex technical concepts for non-technical audiences and collaborate effectively across teams.  
  • A proactive mindset—you take initiative to improve our codebase, architecture, and processes.  
  • A passion for mentoring and knowledge sharing—you enjoy helping junior engineers grow and fostering a culture of learning within the team.  

Additional Information

What do we offer: 

  • £105,000 - £130,000 
  • Wise Benefits

 

Interested? Find out more:

  • How we work – a practical guide

  • Wise Tech Stack (2025 update)

  • Our Engineering career map

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – https://medium.com/wise-engineering

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Top Skills

Distributed Systems
Java

What the Team is Saying

Lindsay
Surendra
Smrithi
Pavan
Asya
Jennifer
Lauren
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The Company
HQ: Austin, TX
6,000 Employees
Year Founded: 2011

What We Do

We’re making a positive, irreversible change in the world of finance. Together.

People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.

Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.

For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.

We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

Why Work With Us

We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise

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WISE Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!

Typical time on-site: 2 days a week
HQAustin, TX
Singapore
Brussels, BE
Hungary
Kuala Lumpur, MY
London, GB
Mumbai, Maharashtra
New York, NY
São Paulo, BR
Tallinn, EE
Tokyo, JP
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