Senior Software Engineer II - Assets

Posted An Hour Ago
Be an Early Applicant
London, Greater London, England, GBR
Hybrid
111K-145K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Join the Assets or Investments teams to architect and scale high-availability, high-concurrency financial systems. Build a Yield Engine, custody and liquidity systems, or greenfield brokerage infrastructure. Collaborate with PMs, designers, and analysts to deliver clean, well-tested distributed web services focused on data integrity, performance, and excellent user experience.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We are looking for mission-driven senior product engineers to join our Grow squad. We are hiring across two distinct phases of the product lifecycle: scaling a global success and building a new frontier from scratch.

The Mission:

Our goal is for the Wise Account to become the world’s primary financial hub. We’ve already started by helping customers earn over £50m every month on their balances. Now, we’re looking for engineers to help us lead the next evolution of global wealth.

The Work You’ll Do

Assets team:

We are turning the concept of a "bank balance" on its head. We’ve created a current account experience backed by real assets—government rates and global indices—where customers get daily returns with instant access and zero lock-ins.

  • The Focus: Scaling a product already live in the UK, EU, Singapore, and Australia.

  • The Tech: You’ll be architecting a high-availability "Yield Engine" that manages billions in assets while maintaining bankruptcy-protected custody and seamless, near-instant liquidity.

Investments team:

This is a true zero-to-one engineering challenge. We are moving beyond index funds to let customers invest in individual stocks and build long-term, tax-beneficial money pots (like ISAs and SIPPs) directly inside Wise.

  • The Focus: Pure greenfield innovation. You will define the technical foundations, brokerage infrastructure, and trading interfaces from the ground up.

  • The Tech: You aren't just shipping features; you are shaping the strategy and code for a brand-new pillar of the Wise ecosystem.

 

Why this is Unique

  • Product Engineering Culture: We don't just hire "coders." We hire owners. You’ll work alongside PMs, Designers, and Analysts to decide what we build, not just how.

  • Transparency: We don't hide fees or "eat" the yield. We charge a fair fee and pass the rest to the customer. You’ll be building a product you can actually be proud of.

  • Extreme Scale & Precision: Whether you are scaling a global engine or building a stock brokerage, you'll be handling high-concurrency systems where data integrity and consistency are absolute.

  • Autonomous Growth: You’ll have the freedom to choose the right tools for the job and the responsibility to fix what you break.

What do you need?

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

  • A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

  • Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences

  • Ability to break down complex projects into incremental milestones that deliver customer value

  • Ability to coordinate complex projects across different teams

  • Experience in developing web applications and distributed systems in a production environment

  • Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested

  • Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus… but don’t worry we don’t expect you to know everything!
     

Interested? Find out more:

  • How we work – a practical guide

  • DEI @ Wise

  • Wise Tech Stack (2025 update)

  • Our Engineering career map

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

  • Starting salary: £111,000 - £145,000 + RSUs

  • Wise Benefits

#LI-AB3 #LI-Hybrid

 

 

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Strong product mindset and passion for user experience
  • Great communication and ability to explain complex technical concepts to non-technical audiences
  • Ability to break down complex projects into incremental milestones delivering customer value
  • Ability to coordinate complex projects across different teams
  • Experience developing web applications and distributed systems in production
  • Experience with design and architectural patterns; writing clean, performant, well-tested code
  • Knowledge of Java and Spring Boot
  • Experience with a messaging system like Kafka

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
  • Leave & Time Off Breadth Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
  • Parental & Family Support Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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