Senior Software Engineer I - KYC Experience

Posted 3 Hours Ago
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London, Greater London, England, GBR
Hybrid
88K-111K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Design and build public-facing APIs and scalable microservices for KYC and onboarding. Own technical roadmaps, ensure reliability, security and scalability, architect event-driven systems, collaborate with product and cross-functional teams, and mentor engineers to raise technical standards.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We at Wise Platform aim to be the infrastructure that powers the world's money by connecting banks, financial institutions, and enterprises to our next-generation payment solutions. You’ll own and shape critical API infrastructure that serves partners such as Google, Deel, Ramp, and Agoda.

Within Wise Platform, the KYC Experience team owns the end-to-end onboarding and identity verification capabilities that make those partner integrations possible. We build the APIs and services that let our partners onboard their customers compliantly and seamlessly, setting the standard for what world-class embedded KYC looks like.

We’re looking for a product-focused Senior Software Engineer to join our team in London, helping build seamless KYC and Onboarding products for our partners. You'll work in an autonomous cross-functional team alongside other engineers, product, analytics, compliance and operations, with full autonomy to shape the direction of the Wise Platform KYC experience.

What will you be working on?

  • Design and build public-facing APIs for Wise Platform and our partners that are intuitive, consistent, and easy to use. We want to set the standard for seamless financial integrations.

  • Own technical roadmaps for your areas of ownership, ensuring they address important technical debt, reliability, scalability, and security concerns.

  • Architect highly robust and scalable microservices using event-driven design patterns.

  • Participate in product roadmapping and strategy sessions with product management and the rest of your cross-functional team.

  • Take initiative to solve impactful problems both within your team and beyond, contributing to high impact cross-team initiatives that unlock new capabilities and value for our partners.

  • Mentor and influence teammates through code reviews and best practices, raising the bar for technical excellence.

Qualifications

  • Strong foundation in modern Java or other JVM based language, experience with the Spring framework, with a commitment to clean, testable, and highly performant code.

  • Deep experience building and operating microservices, with a solid understanding of event-driven architecture, distributed system and concurrency patterns.

  • Hands-on experience with Kafka or similar messaging systems, including designing robust, scalable event pipelines.

  • Proficiency with relational and non-relational databases, including query optimization, schema design, and thoughtful data lifecycle management for sensitive information.

  • Product-oriented thinking with a strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix partner problems.

  • Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested.

  • Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences.

Additional Information

  • How we work – a practical guide

  • DEI @ Wise

  • Wise Tech Stack (2025 update)

  • See what it's like to work at Wise London!

  • Our Engineering career map

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

  • Starting salary: £87,500 - £111,000 + RSUs

  • Wise Benefits

#LI-Hybrid

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Strong foundation in modern Java or other JVM-based language and experience with the Spring framework.
  • Deep experience building and operating microservices with event-driven architecture, distributed systems, and concurrency patterns.
  • Hands-on experience with Kafka or similar messaging systems and designing scalable event pipelines.
  • Proficiency with relational and non-relational databases including query optimization, schema design, and data lifecycle management for sensitive information.
  • Product-oriented mindset with experience prioritising customer/partner outcomes and making data-driven decisions.
  • Experience with common design and architectural patterns and writing clean, performant, well-tested code.
  • Strong communication skills and ability to explain complex technical concepts to non-technical audiences.

What the Team is Saying

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Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
  • Leave & Time Off Breadth Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
  • Parental & Family Support Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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