Senior Software Engineer, Fullstack, Borrow

Sorry, this job was removed at 04:09 p.m. (CST) on Wednesday, Jul 02, 2025
Easy Apply
2 Locations
Hybrid
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

**This role will give preference to those already located in Salt Lake City, Utah or Helena, Montana 

Who we are

SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions, whether that be to buy a house one day, start a family on their own terms or be debt free. We aim to be at the center of our members’ financial lives, and to help every member Get Their Money Right®. By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products, investment tools, and more. One of the fastest growing fintech companies, we’ve grown from 250 employees in 2015 to over 3,000 employees today, with over 5 million members. With offices across the US, we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer, we strive to hire employees who are committed to both our company’s mission and our desire to build the best culture in the world. If you are driven, passionate about what you do, and excited about the SoFi mission, we would love to hear from you.


About the Team:

Our team empowers individuals and families to achieve their financial dreams by offering a comprehensive range of student loan refinance options to get out of debt. You will be at the heart of our technology efforts. You will implement and test product hypotheses through new functionality, resolve bugs, maintain the health of our codebase, improve our technical capabilities, and continuously grow as an engineer. You will work closely with product, design, marketing, pricing, data science, and risk analytics to deliver solutions that position us as market leaders in decision-making and speed.


The Role:

We are seeking a highly skilled and motivated Senior Software Engineer - Full Stack to join our Student Loans team. In this role, you will help build cutting-edge technology systems that support our lending business. You will collaborate with a team of engineers empowered to make technical decisions that directly impact the success of the business and our SoFi members.

 

What You’ll Do:

  • Utilize object-oriented programming languages to build performant and scalable backend applications within a cloud-based microservice architecture.

  • Own and develop technical solutions for new product requirements.

  • Deliver highly available and scalable services in a production environment.

  • Generate ideas for new initiatives and technologies.

  • Drive operational excellence in our business processes to enhance service quality.

  • Collaborate with business stakeholders, product management, operations, and peer technical teams to deliver impactful products.

  • Work with our core technology stack: React / Java / Kotlin / Microservices / Spring Boot / AWS / PostgreSQL
     

What You’ll Need:

  • Bachelor’s Degree in a technical field.

  • 5+ years of programming experience, ideally on a modern microservice stack.

  • Expertise in React.js and modern front end frameworks

  • Strong experience with modern Java frameworks, GraphQL, REST APIs, and relational databases.

  • Strong sense of accountability, code quality and testing, and ownership; capable of driving a project from inception to completion

  • Willingness to mentor and collaborate with others.

  • Experience working in a team coding environment, refining designs together, iterating on ideas, participating in code reviews, and managing requests.

  • Passionate about broadening your technical skill set, experimenting with new ideas, and teaching others.

  • Effective communication skills.

  • Desire to grow, learn, and collaborate with a team of engineers.
     

Nice to Have:

  • Experience Typescript, XState, StyleX, Kafka, Docker, Kubernetes, Spring Boot, cloud infrastructure, Terraform, and CI/CD.

  • Familiarity with cloud-native services, especially AWS services such as S3, Lambda, Kinesis, SQS, and Athena.

  • Experience with Production monitoring tools such as DataDog, Kibana, Splunk

  • Fintech, finance, or lending industry experience.

  • Experience with safe deployment practices.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

What the Team is Saying

Kari
Niyati
Mike
Suban
Caroline
Mona
Donald
Kari
Yelena
Thomas

Similar Jobs

SoFi Logo SoFi

Senior Software Engineer

Fintech • Mobile • Software • Financial Services
Easy Apply
Hybrid
3 Locations

SoFi Logo SoFi

Network Engineer

Fintech • Mobile • Software • Financial Services
Easy Apply
Hybrid
4 Locations

SoFi Logo SoFi

Senior Software Engineer

Fintech • Mobile • Software • Financial Services
Easy Apply
Hybrid
2 Locations
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: San Francisco, CA
4,500 Employees
Year Founded: 2011

What We Do

For over a decade, SoFi has helped transform the Fintech industry by creating financial products and services that help people borrow, save, spend, invest, and protect their money better, so they can achieve financial independence and realize their ambitions. Whether it’s owning a home, saving for retirement, paying off their student loans, or helping our members invest - SoFi is there every step of the way. Want to learn more about how it works? Check it out here: https://www.sofi.com/how-it-works/

Our core values are at the center of how we help our millions of members get their money right. They are our guiding principles for how we think about serving our members, building our company, and most importantly, how we work together. At SoFi, it’s not just what we do - but how we do it.

SoFi is also proud to be the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.

For more information, visit SoFi.com

Why Work With Us

Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.

Gallery

Gallery
Gallery
Gallery
Gallery
Gallery

SoFi Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!

Typical time on-site: Flexible
Company Office Image
HQSan Francisco, CA
Company Office Image
Cottonwood Heights, UT
Company Office Image
Frisco, TX
Company Office Image
Helena, MT
Company Office Image
Jacksonville, FL
Company Office Image
New York, NY
Company Office Image
Seattle, WA
Learn more

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account